Developer-first payments infrastructure for internet businesses.
2.9% + $0.30
online rate
$0
monthly fee
2-day
payout
Developers
SaaS
Marketplaces
Payment processor comparison
Compare 63 payment processors on fees, payment methods, integrations, and third-party review analysis.
We may earn a commission if you sign up through our links. Premier and Verified are paid listing tiers and appear higher in the default sort. How we rank.
63 processors
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India's developer-friendly payments and business banking suite.
2%
online rate
â‚ą0
monthly fee
T+2
payout
India
Developers
UPI
Enterprise-grade global payments on a single platform.
Interchange + 0.60% + $0.13
online rate
$0
monthly fee
T+2
payout
Enterprise
Global
Omnichannel
Transparent interchange-plus pricing with automatic volume discounts.
Interchange + 0.50% + $0.25
online rate
$0
monthly fee
Next day
payout
Growing SMBs
Transparent pricing
Omnichannel
All-in-one point of sale and payments for in-person businesses.
2.9% + $0.30
online rate
$0
monthly fee
Next day
payout
Retail
Restaurants
Small business
A PayPal company offering developer-friendly online payments.
2.89% + $0.29
online rate
$0
monthly fee
2-day
payout
Developers
SaaS
PayPal users
Subscription-style pricing that passes interchange straight through.
Interchange + $0.15
online rate
$99
monthly fee
Next day
payout
High volume
Predictable cost
Established businesses
In-app subscription infrastructure for mobile and web apps.
1% of tracked revenue
online rate
$0
monthly fee
Varies
payout
Mobile apps
Subscription apps
Developers
Publishes its exact interchange-plus markup by industry rather than quoting it, and prices nonprofits lower still.
IC + 0.20% + $0.11
online rate
$20, $15 nonprofit
monthly fee
Varies
payout
Nonprofits
Small Business
Retail Storefronts
+1
Card readers and payments for over 4 million small businesses in 36 markets, with no monthly fees on the standard plan.
3.5% + $0.15 US, 2.5% UK
online rate
$0 standard
monthly fee
Next day
payout
Mobile and market sellers
Cafes and salons
Trades
+1
Stripe-owned African payment platform serving 200,000+ businesses in Nigeria, Ghana, Kenya, South Africa and Cote d'Ivoire.
1.5% + NGN 100, capped
online rate
None
monthly fee
Next day
payout
African ecommerce
Mobile money acceptance
Developer integrations
+1
Merchant of record for software companies: one 5% + $0.50 fee covers payments, global sales tax, billing, fraud and chargeback liability.
5% + $0.50
online rate
None
monthly fee
Varies
payout
SaaS
Consumer software
Game developers
+1Looking for alternatives?
Every processor in the directory has a guide to the options merchants switch to, and why.
- 2Accept alternatives
- AXON Money alternatives
- Adyen alternatives
- Airwallex alternatives
- Authorize.net alternatives
- Banquest Payment Systems alternatives
- Billsby alternatives
- BitPay alternatives
- BlueSnap alternatives
- Braintree alternatives
- CSG Forte alternatives
- ChargeOver alternatives
- Chargebee alternatives
- Checkout.com alternatives
- Clover alternatives
- Corepay alternatives
- Dharma Merchant Services alternatives
- Dodo Payments alternatives
- DogPay alternatives
- Durango Merchant Services alternatives
- EBANX alternatives
- Easebuzz alternatives
- Easy Pay Direct alternatives
- Elavon alternatives
- FinCobra alternatives
- Fluid Pay alternatives
- GoCardless alternatives
- Helcim alternatives
- Hunt Cover alternatives
- Invoiced alternatives
- Lemon Squeezy alternatives
- MYR POS alternatives
- Maxio alternatives
- Merchant One alternatives
- Metronome alternatives
- Midtrans alternatives
- Mollie alternatives
- NMI alternatives
- NOWPayments alternatives
- Orb alternatives
- Paddle alternatives
- PayJunction alternatives
- PayPal alternatives
- PayTrace alternatives
- PayU alternatives
- Payment Depot alternatives
- PaymentCloud alternatives
- Paystack alternatives
- Polar alternatives
- Razorpay alternatives
- Recurly alternatives
- RevenueCat alternatives
- SaturnShift alternatives
- Soar Payments alternatives
- Solidgate alternatives
- Square alternatives
- Stax alternatives
- Stripe alternatives
- SumUp alternatives
- Tidal Commerce alternatives
- Toast alternatives
- Windcave alternatives
- Worldpay alternatives
Frequently asked questions
- What are the best online payment processing companies for a small store?
- It depends on volume and platform, but flat-rate providers with no monthly fee are usually the easiest starting point for a new online store.
- How do online payment processing companies charge fees?
- Most charge a percentage plus a fixed amount per transaction, and some add a monthly fee, gateway fee, or minimum processing volume.
- Can I switch payment processing companies without downtime?
- In most cases yes, especially with hosted checkout or API-based integrations, though you'll want to run both in parallel briefly before fully switching.