Developer-first payments infrastructure for internet businesses.
2.9% + $0.30
online rate
$0
monthly fee
2-day
payout
Developers
SaaS
Marketplaces
Best payment processors for Shopify
The best payment processor for a Shopify store keeps checkout conversion high while keeping fees predictable. These processors integrate with Shopify (as the native gateway or through a supported app) so you can take cards and wallets without rebuilding checkout.
19 processors
Sort
Stripe-owned African payment platform serving 200,000+ businesses in Nigeria, Ghana, Kenya, South Africa and Cote d'Ivoire.
1.5% + NGN 100, capped
online rate
None
monthly fee
Next day
payout
African ecommerce
Mobile money acceptance
Developer integrations
+1
European payment service provider with published per-transaction pricing, deep local method coverage and no monthly fee for online payments.
1.8% + EUR 0.25
online rate
EUR 0 online
monthly fee
Varies
payout
European ecommerce
Small business
Marketplaces
+1
Global payments and business accounts with FX at 0.5 to 1 percent over interbank and free local payouts to 120+ countries.
2.80% + $0.30 US
online rate
$0 US Explore plan
monthly fee
Varies
payout
Cross-border sellers
Multi-currency treasury
Global payouts
+1
Solidgate is a payment orchestration and card-acquiring platform built for global digital subscription businesses that route volume across many acquirers.
Custom quote
online rate
No platform fee
monthly fee
Varies
payout
Subscription apps
Global ecommerce
Payment orchestration
White-label gateway sold through ISOs, software platforms and banks, never direct to merchants. One integration reaches more than 150 processor connections.
Set by your acquirer
online rate
About $10 to $25
monthly fee
Varies
payout
ISOs and agents
Software platforms
Omnichannel payments
+1
Enterprise acquirer with direct licenses across the UK, EEA, US, APAC and MENAP, custom Interchange++ pricing and same-day settlement.
Custom quote
online rate
None
monthly fee
Varies
payout
Enterprise ecommerce
International sellers
Marketplaces
+1+1
Subscription billing and revenue recovery platform that runs on top of 18 payment gateways, from $249 a month plus 0.9% of billing volume.
Set by your gateway, not by Recurly
online rate
$249 on Starter, plus 0.9% of billings above $40,000
monthly fee
Varies
payout
Digital media and streaming
Consumer subscription apps
Failed payment recovery
+1
The widely recognised wallet and checkout button merchants trust.
2.99% + $0.49
online rate
$0
monthly fee
Instant
payout
Small business
Cross-border
Quick setup
NOWPayments is a non-custodial crypto payment gateway that settles 350-plus cryptocurrencies straight to your own wallet for a 0.5% service fee.
0.5% service fee
online rate
$0
monthly fee
Instant
payout
Crypto-native merchants
Online stores
Donations
Austin merchant account provider that splits one merchant's volume across several MIDs, built for high-risk and direct-response sellers.
2.69% + $0.36
online rate
Typically $25
monthly fee
Varies
payout
High-risk merchants
Direct response marketers
Coaching and info products
+1
Long-running Colorado high-risk ISO that places domestic, international and offshore merchant accounts, with month-to-month terms for most merchants.
Custom quote
online rate
Custom quote
monthly fee
Varies
payout
Offshore merchants
High-risk ecommerce
Multi-currency sellers
+1Frequently asked questions
- Which payment processor is best for Shopify?
- It depends on your volume and where you sell. Flat-rate processors are simplest for new stores, while interchange-plus options can be cheaper at scale. Compare the Shopify-compatible processors here on effective rate, payout time, and reviews.
- Do I have to use Shopify Payments?
- No. Shopify supports many third-party gateways, though using an external processor can add a transaction fee on some Shopify plans. Weigh that fee against the processor's own rate before switching.
Related searches
Still comparing options?
Tell us what you need and we’ll help you shortlist the right processor for your business.