Best payment processors for Shopify

The best payment processor for a Shopify store keeps checkout conversion high while keeping fees predictable. These processors integrate with Shopify — as the native gateway or through a supported app — so you can take cards and wallets without rebuilding checkout.

2 processors

Stripe logo

Stripe

Verified
Sponsored
4.5(4)

Developer-first payments infrastructure for internet businesses.

2.9% + $0.30

online rate

$0

monthly fee

2-day

payout

Developers
SaaS
Marketplaces
Rated 4.5 out of 5 from 4 reviews.
PayPal logo
4.5(4)

The widely recognised wallet and checkout button merchants trust.

2.99% + $0.49

online rate

$0

monthly fee

Instant

payout

Small business
Cross-border
Quick setup
Rated 4.5 out of 5 from 4 reviews.

Frequently asked questions

Which payment processor is best for Shopify?
It depends on your volume and where you sell. Flat-rate processors are simplest for new stores, while interchange-plus options can be cheaper at scale. Compare the Shopify-compatible processors here on effective rate, payout time, and reviews.
Do I have to use Shopify Payments?
No. Shopify supports many third-party gateways, though using an external processor can add a transaction fee on some Shopify plans. Weigh that fee against the processor's own rate before switching.

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