Best payment processors for BigCommerce

BigCommerce lets you connect a wide range of gateways without extra transaction fees on its own plans, so the processor's rate is what really matters. These processors integrate with BigCommerce for card and wallet payments.

12 processors

The widely recognised wallet and checkout button merchants trust.

2.99% + $0.49

online rate

$0

monthly fee

Instant

payout

Small business
Cross-border
Quick setup
Rated 4.5 out of 5 from 4 reviews.
Paystack logo
No reviews

Stripe-owned African payment platform serving 200,000+ businesses in Nigeria, Ghana, Kenya, South Africa and Cote d'Ivoire.

1.5% + NGN 100, capped

online rate

None

monthly fee

Next day

payout

African ecommerce
Mobile money acceptance
Developer integrations
+1
NMI logo
No reviews

White-label gateway sold through ISOs, software platforms and banks, never direct to merchants. One integration reaches more than 150 processor connections.

Set by your acquirer

online rate

About $10 to $25

monthly fee

Varies

payout

ISOs and agents
Software platforms
Omnichannel payments
+1
Easy Pay Direct logo
No reviews

Austin merchant account provider that splits one merchant's volume across several MIDs, built for high-risk and direct-response sellers.

2.69% + $0.36

online rate

Typically $25

monthly fee

Varies

payout

High-risk merchants
Direct response marketers
Coaching and info products
+1

Long-running Colorado high-risk ISO that places domestic, international and offshore merchant accounts, with month-to-month terms for most merchants.

Custom quote

online rate

Custom quote

monthly fee

Varies

payout

Offshore merchants
High-risk ecommerce
Multi-currency sellers
+1
BitPay logo
No reviews

Longest-running major crypto payment processor: accept 100+ cryptocurrencies, settle in fiat daily, with no chargebacks.

No card payments

online rate

None

monthly fee

2-day

payout

Crypto checkout
International sales
High-ticket goods
+1
Worldpay logo
No reviews

Global enterprise acquirer processing 55 billion transactions a year across 174 countries, now owned by Global Payments.

Custom quote

online rate

Negotiated

monthly fee

Next day

payout

Enterprise acquiring
Multi-country retailers
Platforms and PayFacs
+1
BlueSnap logo
No reviews

Global payment orchestration with local acquiring in 50 countries, published regional fee schedules and intelligent routing with failover.

2.9% + $0.30

online rate

$0 above $5,000 sales

monthly fee

2-day

payout

Multi-region ecommerce
B2B and AR automation
Platforms and marketplaces
+1
Corepay logo
No reviews

A Florida-based high-risk merchant account provider that places specialty businesses with acquiring banks in the US, UK, EU, Canada and Australia.

Custom quote

online rate

None advertised

monthly fee

Next day

payout

High-risk ecommerce
CBD and supplements
Telehealth
+1
PaymentCloud logo
No reviews

US merchant services provider that specializes in placing high-risk and hard-to-approve businesses with acquiring banks and gateways.

Custom quote

online rate

$5 to $25 reported

monthly fee

2-day

payout

High-risk merchants
CBD and hemp
Firearms
+1
Soar Payments logo
No reviews

Texas high-risk provider that returns a price the moment you finish the online form, across more than 50 regulated verticals. US businesses only.

Custom quote

online rate

Custom quote

monthly fee

Varies

payout

US high-risk merchants
Fast approvals
Continuity billing
+1
Payment Depot logo
No reviews

Stax-owned US merchant account provider that dropped the flat membership fee it was built on. Pricing is now interchange-plus, quoted account by account.

Custom quote

online rate

Custom quote

monthly fee

Varies

payout

Small Business
Retail Storefronts
Ecommerce
+1

Frequently asked questions

Does BigCommerce charge extra transaction fees?
BigCommerce does not add its own transaction fee for using a third-party gateway, unlike some platforms. You still pay your processor's per-transaction rate, so compare those rates below.

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