Developer-first payments infrastructure for internet businesses.
2.9% + $0.30
online rate
$0
monthly fee
2-day
payout
Developers
SaaS
Marketplaces
Best payment processors for WooCommerce
WooCommerce runs on WordPress, so the right processor is one with a well-maintained WooCommerce extension and clear pricing. These processors plug into WooCommerce to accept cards, wallets, and (with some) alternative payment methods.
32 processors
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Rated 4.5 out of 5 from 4 reviews.
India's developer-friendly payments and business banking suite.
2%
online rate
₹0
monthly fee
T+2
payout
India
Developers
UPI
All-in-one point of sale and payments for in-person businesses.
2.9% + $0.30
online rate
$0
monthly fee
Next day
payout
Retail
Restaurants
Small business
A PayPal company offering developer-friendly online payments.
2.89% + $0.29
online rate
$0
monthly fee
2-day
payout
Developers
SaaS
PayPal users
The widely recognised wallet and checkout button merchants trust.
2.99% + $0.49
online rate
$0
monthly fee
Instant
payout
Small business
Cross-border
Quick setup
A long-established payment gateway for online and MOTO payments.
2.9% + $0.30
online rate
$25
monthly fee
Varies
payout
Traditional businesses
MOTO
Virtual terminal
Card readers and payments for over 4 million small businesses in 36 markets, with no monthly fees on the standard plan.
3.5% + $0.15 US, 2.5% UK
online rate
$0 standard
monthly fee
Next day
payout
Mobile and market sellers
Cafes and salons
Trades
+1
Stripe-owned African payment platform serving 200,000+ businesses in Nigeria, Ghana, Kenya, South Africa and Cote d'Ivoire.
1.5% + NGN 100, capped
online rate
None
monthly fee
Next day
payout
African ecommerce
Mobile money acceptance
Developer integrations
+1
European payment service provider with published per-transaction pricing, deep local method coverage and no monthly fee for online payments.
1.8% + EUR 0.25
online rate
EUR 0 online
monthly fee
Varies
payout
European ecommerce
Small business
Marketplaces
+1
Bank payment specialist collecting Direct Debit and open banking payments in 30+ countries, with capped per-transaction fees and no monthly cost.
No card payments
online rate
None
monthly fee
Varies
payout
Recurring billing
Invoice collection
Memberships and clubs
+1
Global payments and business accounts with FX at 0.5 to 1 percent over interbank and free local payouts to 120+ countries.
2.80% + $0.30 US
online rate
$0 US Explore plan
monthly fee
Varies
payout
Cross-border sellers
Multi-currency treasury
Global payouts
+1
Solidgate is a payment orchestration and card-acquiring platform built for global digital subscription businesses that route volume across many acquirers.
Custom quote
online rate
No platform fee
monthly fee
Varies
payout
Subscription apps
Global ecommerce
Payment orchestration
Frequently asked questions
- What is the cheapest processor for WooCommerce?
- The cheapest option is usually an interchange-plus processor once you have steady volume, because you pay the true card cost plus a fixed markup. Compare the WooCommerce-ready processors here to see effective rates side by side.
- Is there a free WooCommerce payment plugin?
- Most major processors offer their WooCommerce extension for free and make money on transaction fees rather than a plugin licence. Always check for monthly gateway or platform fees on top of the per-transaction rate.
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