Best payment processors for WooCommerce

WooCommerce runs on WordPress, so the right processor is one with a well-maintained WooCommerce extension and clear pricing. These processors plug into WooCommerce to accept cards, wallets, and (with some) alternative payment methods.

32 processors

NMI logo
No reviews

White-label gateway sold through ISOs, software platforms and banks, never direct to merchants. One integration reaches more than 150 processor connections.

Set by your acquirer

online rate

About $10 to $25

monthly fee

Varies

payout

ISOs and agents
Software platforms
Omnichannel payments
+1
Checkout.com logo
No reviews

Enterprise acquirer with direct licenses across the UK, EEA, US, APAC and MENAP, custom Interchange++ pricing and same-day settlement.

Custom quote

online rate

None

monthly fee

Varies

payout

Enterprise ecommerce
International sellers
Marketplaces
+1
Midtrans logo
No reviews

Indonesian payment gateway owned by GoTo Financial, with a published rate for every method: GoPay, QRIS, virtual accounts, cards and convenience stores.

2.9% + IDR 2,000

online rate

IDR 0 per month

monthly fee

T+3

payout

Indonesian ecommerce
Local payment methods
Small business
+1
EBANX logo
No reviews

A cross-border payment platform that connects global merchants to local payment methods across Latin America, Africa and Asia.

Custom quote

online rate

Not published

monthly fee

Varies

payout

LatAm expansion
Streaming and SaaS
Cross-border ecommerce
Fluid Pay logo
No reviews

A partner-only white-label payment gateway for ISOs, agents and software platforms that has never boarded a merchant directly.

No gateway markup

online rate

Not published

monthly fee

Varies

payout

ISOs and agents
Software platforms
White-label resellers
NOWPayments logo
No reviews

NOWPayments is a non-custodial crypto payment gateway that settles 350-plus cryptocurrencies straight to your own wallet for a 0.5% service fee.

0.5% service fee

online rate

$0

monthly fee

Instant

payout

Crypto-native merchants
Online stores
Donations
Easy Pay Direct logo
No reviews

Austin merchant account provider that splits one merchant's volume across several MIDs, built for high-risk and direct-response sellers.

2.69% + $0.36

online rate

Typically $25

monthly fee

Varies

payout

High-risk merchants
Direct response marketers
Coaching and info products
+1

Long-running Colorado high-risk ISO that places domestic, international and offshore merchant accounts, with month-to-month terms for most merchants.

Custom quote

online rate

Custom quote

monthly fee

Varies

payout

Offshore merchants
High-risk ecommerce
Multi-currency sellers
+1
BitPay logo
No reviews

Longest-running major crypto payment processor: accept 100+ cryptocurrencies, settle in fiat daily, with no chargebacks.

No card payments

online rate

None

monthly fee

2-day

payout

Crypto checkout
International sales
High-ticket goods
+1
Worldpay logo
No reviews

Global enterprise acquirer processing 55 billion transactions a year across 174 countries, now owned by Global Payments.

Custom quote

online rate

Negotiated

monthly fee

Next day

payout

Enterprise acquiring
Multi-country retailers
Platforms and PayFacs
+1
BlueSnap logo
No reviews

Global payment orchestration with local acquiring in 50 countries, published regional fee schedules and intelligent routing with failover.

2.9% + $0.30

online rate

$0 above $5,000 sales

monthly fee

2-day

payout

Multi-region ecommerce
B2B and AR automation
Platforms and marketplaces
+1
Corepay logo
No reviews

A Florida-based high-risk merchant account provider that places specialty businesses with acquiring banks in the US, UK, EU, Canada and Australia.

Custom quote

online rate

None advertised

monthly fee

Next day

payout

High-risk ecommerce
CBD and supplements
Telehealth
+1

Frequently asked questions

What is the cheapest processor for WooCommerce?
The cheapest option is usually an interchange-plus processor once you have steady volume, because you pay the true card cost plus a fixed markup. Compare the WooCommerce-ready processors here to see effective rates side by side.
Is there a free WooCommerce payment plugin?
Most major processors offer their WooCommerce extension for free and make money on transaction fees rather than a plugin licence. Always check for monthly gateway or platform fees on top of the per-transaction rate.

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