Enterprise-grade global payments on a single platform.
Interchange + 0.60% + $0.13
online rate
$0
monthly fee
T+2
payout
Enterprise
Global
Omnichannel
Best interchange-plus payment processors
Interchange-plus pricing shows you the true card-network cost plus a fixed markup, so it's the most transparent model and usually the cheapest once you have steady volume. These processors offer interchange-plus pricing.
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Rated 4.5 out of 5 from 4 reviews.
Transparent interchange-plus pricing with automatic volume discounts.
Interchange + 0.50% + $0.25
online rate
$0
monthly fee
Next day
payout
Growing SMBs
Transparent pricing
Omnichannel
Subscription-style pricing that passes interchange straight through.
Interchange + $0.15
online rate
$99
monthly fee
Next day
payout
High volume
Predictable cost
Established businesses
Frequently asked questions
- Is interchange-plus cheaper than flat-rate?
- For established businesses with consistent volume, interchange-plus is usually cheaper because you pay the real interchange cost plus a small fixed markup instead of a blended rate. Very small or new businesses may still prefer flat-rate simplicity.
- What does interchange-plus mean?
- Interchange is the fee the card networks charge; 'plus' is your processor's fixed markup on top. Because the two are itemised, you can see exactly what you're paying, unlike tiered or blended pricing.
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