The widely recognised wallet and checkout button merchants trust.
2.99% + $0.49
online rate
$0
monthly fee
Instant
payout
Small business
Cross-border
Quick setup
Helcim review
VerifiedTransparent interchange-plus pricing with automatic volume discounts.
No reviews yetFounded 2006Calgary, AB, CanadaListing updated
- Starting rate
- Interchange + 0.50% + $0.25
- Monthly fee
- $0
- Payout
- Next day
- Contract
- No contract
- PCI level
- Level 1
- Regions
- US, CA
Overview
Helcim offers transparent interchange-plus pricing that gets cheaper automatically as you grow, with no monthly fees or contracts. It covers online, in-person, and invoicing in one account.
Best for
Growing SMBs
Transparent pricing
Omnichannel
Regions
US
CA
Industries
Retail
Services
B2B
Pros
- Transparent interchange-plus with automatic volume discounts
- No monthly fees or contracts
- Fees refunded on refunds
Cons
- US and Canada only
- Fewer third-party integrations than the giants
Pricing
Pricing at a glance
Interchange + 0.40% + 8¢ in person, + 0.50% + 25¢ online (drops with volume). No monthly fee.
- Pricing model
- Interchange-plus
- Contract
- No contract
- Free trial
- No
- Monthly minimum
- N/A
Fee breakdown
| Online card rate | Interchange + 0.50% + $0.25 |
|---|---|
| In-person card rate | Interchange + 0.40% + $0.08 |
| ACH / bank rate | 0.5% + $0.25 (cap $6) |
| Monthly fee | $0 |
| Chargeback fee | $15 |
| Refund policy | Chargeback fee refunded if dispute won |
Listing updated How we keep listings current
Features
Payment methods
- Visa
- Mastercard
- Amex
- Discover
- Apple Pay
- Google Pay
- ACH
Integrations & deployment
- API
- Hosted checkout
- POS hardware
- Virtual terminal
- Invoicing
- Payment links
Capabilities
- Recurring billing
- Tap to pay
- Reporting dashboard
- No rolling reserve
- Fraud protection
At a glance
- Currencies
- USD, CAD
- Payout
- Next day
- PCI level
- Level 1
- High-risk friendly
- No
Reviews
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