The widely recognised wallet and checkout button merchants trust.
2.99% + $0.49
online rate
$0
monthly fee
Instant
payout
Small business
Cross-border
Quick setup
Stax review
Verified listing
Subscription-style pricing that passes interchange straight through.
Editor's score: 4.1 / 5 How we scoreWhat merchants say about StaxFounded 2014Orlando, FL, USAListing updated
We may earn a commission if you sign up through our links. Premier and Verified are paid listing tiers and appear higher in the default sort. How we rank.
Visit websiteWrite a review- Online rate
- Interchange + $0.15
- In-person rate
- Interchange + $0.08
- Monthly fee
- $99
- Payout
- Next day
- Contract
- Month-to-month
- PCI level
- Level 1
- Regions
- US
Overview
Stax uses a subscription model (a flat monthly fee plus interchange at cost with no percentage markup) that can be very cost-effective for higher-volume merchants.
Best for
High volume
Predictable cost
Established businesses
Regions
US
Industries
Retail
Healthcare
Services
Pros
- No percentage markup on interchange
- Predictable flat monthly cost
- Good analytics suite
Cons
- Monthly fee hurts low-volume merchants
- US only
Pricing
Pricing at a glance
From $99/mo + interchange + small per-transaction fee. No percentage markup.
- Pricing model
- Subscription, Interchange-plus
- Contract
- Month-to-month
- Free trial
- No
- Monthly minimum
- None
Fee breakdown
| Online card rate | Interchange + $0.15 |
|---|---|
| In-person card rate | Interchange + $0.08 |
| ACH / bank rate | 1% (cap $10) |
| Monthly fee | $99 |
| Monthly minimum | None |
| Chargeback fee | $25 |
| Refund policy | Interchange not returned |
Listing updated How we keep listings current
Features
Payment methods
- Visa
- Mastercard
- Amex
- Discover
- Apple Pay
- Google Pay
- ACH
Integrations & deployment
- API
- Hosted checkout
- POS hardware
- Virtual terminal
- Invoicing
Capabilities
- Recurring billing
- Reporting dashboard
- Tap to pay
- Fraud protection
At a glance
- Currencies
- USD
- Payout
- Next day
- PCI level
- Level 1
- High-risk friendly
- No
Reviews
Stax reviewsReview analysis
Stax scores 4.9 out of 5 on G2 and about 4.0 across roughly 900 Trustpilot reviews, but only 3.3 on Capterra. The Better Business Bureau gives it an A+ rating and logs 66 complaints in 36 months. The spread tracks one thing: Stax charges a monthly membership instead of a markup, which is a good deal above a volume threshold and a bad one below it.
Read the full Stax review analysisWrite a review
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