Best Stax alternatives

Stax: Subscription-style pricing that passes interchange straight through.. If you’re weighing up Stax, here are 8 payment processors worth comparing on fees, features, and verified merchant reviews, especially for small business.

Why consider alternatives to Stax?

  • Monthly fee hurts low-volume merchants
  • US only

8 alternatives to Stax

Compare side by side
Helcim logo

Helcim

Verified

Transparent interchange-plus pricing with automatic volume discounts.

Interchange + 0.50% + $0.25

online rate

$0

monthly fee

Next day

payout

Growing SMBs
Transparent pricing
Omnichannel
Rated 4.5 out of 5 from 4 reviews.
Compare Stax vs Helcim
Square logo

Square

Verified

All-in-one point of sale and payments for in-person businesses.

2.9% + $0.30

online rate

$0

monthly fee

Next day

payout

Retail
Restaurants
Small business
Rated 4.5 out of 5 from 4 reviews.
Compare Stax vs Square

The widely recognised wallet and checkout button merchants trust.

2.99% + $0.49

online rate

$0

monthly fee

Instant

payout

Small business
Cross-border
Quick setup
Rated 4.5 out of 5 from 4 reviews.
Compare Stax vs PayPal

A long-established payment gateway for online and MOTO payments.

2.9% + $0.30

online rate

$25

monthly fee

Varies

payout

Traditional businesses
MOTO
Virtual terminal
Rated 4.5 out of 5 from 4 reviews.
Compare Stax vs Authorize.net
PayTrace logo
No reviews

US payment gateway built for B2B and B2G sellers, with automated Level 2 and Level 3 data to cut interchange on commercial cards.

Custom quote

online rate

Roughly $15 to $75

monthly fee

Next day

payout

B2B sellers
Wholesale
Level 3 processing
+1
Compare Stax vs PayTrace
Merchant One logo
No reviews

Merchant One is a Miami Beach-based ISO that resells Wells Fargo merchant accounts with tiered pricing, Clover hardware and a $13.95 monthly fee.

0.29% to 1.99% qualified

online rate

$13.95

monthly fee

Varies

payout

Small business
Retail
Restaurants
Compare Stax vs Merchant One
Mollie logo
No reviews

European payment service provider with published per-transaction pricing, deep local method coverage and no monthly fee for online payments.

1.8% + EUR 0.25

online rate

EUR 0 online

monthly fee

Varies

payout

European ecommerce
Small business
Marketplaces
+1
Compare Stax vs Mollie
PayJunction logo
No reviews

US merchant services provider offering paperless card and ACH processing on month-to-month terms with no cancellation fee.

From 1.49% + $0.15

online rate

None above $10k volume

monthly fee

2-day

payout

Healthcare practices
Auto repair shops
Professional services
Compare Stax vs PayJunction

Stax alternatives: common questions

What is the best alternative to Stax?
Helcim is one of the most-compared Stax alternatives, but the best choice depends on your pricing model, payment methods, and integrations. Compare each option side by side before deciding.
Why do merchants look for Stax alternatives?
Merchants usually switch to lower processing fees, get better support, avoid restrictive contract or reserve terms, or find payment methods and integrations that fit their business more closely.
How do I compare Stax with its alternatives?
Use the side-by-side compare tool to line up Stax against any alternative on pricing, payment methods, integrations, features, and company facts, then read verified merchant reviews for each.

Alternatives to other processors

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