Developer-first payments infrastructure for internet businesses.
2.9% + $0.30
online rate
$0
monthly fee
2-day
payout
Developers
SaaS
Marketplaces
Best Midtrans alternatives
Midtrans: Indonesian payment gateway owned by GoTo Financial, with a published rate for every method: GoPay, QRIS, virtual accounts, cards and convenience stores.. If you’re weighing up Midtrans, here are 8 payment processors worth comparing on fees, features, and verified merchant reviews, especially for e-commerce payment processors.
Why consider alternatives to Midtrans?
- Rupiah only, under Bank Indonesia regulation. A cross-border seller has to convert prices to IDR before charging and carries the currency risk itself
- Cash flow is slow by design. A transaction must sit settled for three business days before it can be withdrawn, and a scheduled payout only releases once the balance clears IDR 50,000
- The flat IDR 4,000 virtual account fee does not scale down, so a low-ticket merchant selling at IDR 25,000 loses about 16% on that channel alone
8 alternatives to Midtrans
Compare side by sideRated 4.5 out of 5 from 4 reviews.
The widely recognised wallet and checkout button merchants trust.
2.99% + $0.49
online rate
$0
monthly fee
Instant
payout
Small business
Cross-border
Quick setup
Enterprise-grade global payments on a single platform.
Interchange + 0.60% + $0.13
online rate
$0
monthly fee
T+2
payout
Enterprise
Global
Omnichannel
A PayPal company offering developer-friendly online payments.
2.89% + $0.29
online rate
$0
monthly fee
2-day
payout
Developers
SaaS
PayPal users
A long-established payment gateway for online and MOTO payments.
2.9% + $0.30
online rate
$25
monthly fee
Varies
payout
Traditional businesses
MOTO
Virtual terminal
Transparent interchange-plus pricing with automatic volume discounts.
Interchange + 0.50% + $0.25
online rate
$0
monthly fee
Next day
payout
Growing SMBs
Transparent pricing
Omnichannel
India's developer-friendly payments and business banking suite.
2%
online rate
₹0
monthly fee
T+2
payout
India
Developers
UPI
Emerging-market payments across more than 50 markets and local methods.
2% to 3% (by market)
online rate
Varies
monthly fee
Varies
payout
Emerging markets
Cross-border
High-risk
Midtrans alternatives: common questions
- What is the best alternative to Midtrans?
- Stripe is one of the most-compared Midtrans alternatives, but the best choice depends on your pricing model, payment methods, and integrations. Compare each option side by side before deciding.
- Why do merchants look for Midtrans alternatives?
- Merchants usually switch to lower processing fees, get better support, avoid restrictive contract or reserve terms, or find payment methods and integrations that fit their business more closely.
- How do I compare Midtrans with its alternatives?
- Use the side-by-side compare tool to line up Midtrans against any alternative on pricing, payment methods, integrations, features, and company facts, then read verified merchant reviews for each.
Alternatives to other processors
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- Banquest Payment Systems alternatives
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- Braintree alternatives
- CSG Forte alternatives
- ChargeOver alternatives
- Corepay alternatives
- Dharma Merchant Services alternatives
- Dodo Payments alternatives
- Durango Merchant Services alternatives
- EBANX alternatives
- Easebuzz alternatives
- Easy Pay Direct alternatives
- Fluid Pay alternatives
- Helcim alternatives
- Invoiced alternatives
- Maxio alternatives
- Merchant One alternatives
- Metronome alternatives
- Mollie alternatives
- NMI alternatives
- NOWPayments alternatives
- Orb alternatives
- PayJunction alternatives
- PayPal alternatives
- PayTrace alternatives
- PayU alternatives
- Payment Depot alternatives
- PaymentCloud alternatives
- Polar alternatives
- Razorpay alternatives
- RevenueCat alternatives
- Soar Payments alternatives
- Solidgate alternatives
- Square alternatives
- Stax alternatives
- Stripe alternatives
- Tidal Commerce alternatives
- Windcave alternatives
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