Developer-first payments infrastructure for internet businesses.
2.9% + $0.30
online rate
$0
monthly fee
2-day
payout
Developers
SaaS
Marketplaces
Razorpay review
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India's developer-friendly payments and business banking suite.
Editor's score: 4.5 / 5 How we scoreWhat merchants say about RazorpayFounded 2014Bengaluru, IndiaListing updated
We may earn a commission if you sign up through our links. Premier and Verified are paid listing tiers and appear higher in the default sort. How we rank.
Visit websiteWrite a review- Online rate
- 2%
- Monthly fee
- ₹0
- Payout
- T+2
- Contract
- No contract
- PCI level
- Level 1
- Regions
- IN
Overview
Razorpay is a leading Indian payment gateway with deep support for UPI, netbanking, cards, and wallets, plus subscriptions, payment links, and payouts, all behind a clean developer API.
Best for
India
Developers
UPI
Regions
IN
Industries
SaaS
Retail
Services
Listed in
Pros
- Excellent UPI and local method support
- Clean API and dashboard
- Payouts and banking in one suite
Cons
- Primarily India-focused
- International pricing higher
Pricing
Pricing at a glance
2% per transaction standard (UPI often lower). No setup or annual fee.
- Pricing model
- Flat rate
- Contract
- No contract
- Free trial
- No
- Monthly minimum
- N/A
Fee breakdown
| Online card rate | 2% |
|---|---|
| International surcharge | 3% |
| Monthly fee | ₹0 |
| Setup fee | ₹0 |
| Refund policy | Fee not returned on refunds |
Listing updated How we keep listings current
Features
Payment methods
- Visa
- Mastercard
- Amex
- UPI
- Netbanking
- Wallets
- BNPL
Integrations & deployment
- API
- Hosted checkout
- Drop-in UI
- WooCommerce
- Payment links
- Invoicing
- Mobile SDK
Capabilities
- Recurring billing
- Fraud protection
- 3D Secure
- Reporting dashboard
- Developer-friendly
At a glance
- Currencies
- INR (+ international acceptance)
- Payout
- T+2
- PCI level
- Level 1
- High-risk friendly
- No
Reviews
Razorpay reviewsReview analysis
Razorpay is rated around 4.3 out of 5 across roughly 150 G2 reviews, where merchants describe one-day integration and settlements that arrive on schedule. Trustpilot runs far lower, near 1.4 in the largest sample. The dividing line is sharp and repeatable: the product is well liked right up until an account gets flagged, at which point merchants describe funds held for 120 days and no phone number to call.
Read the full Razorpay review analysisWrite a review
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