Razorpay logo

Razorpay review

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India's developer-friendly payments and business banking suite.

No reviews yetFounded 2014Bengaluru, IndiaListing updated
Starting rate
2%
Monthly fee
₹0
Payout
T+2
Contract
No contract
PCI level
Level 1
Regions
IN

Overview

Razorpay is a leading Indian payment gateway with deep support for UPI, netbanking, cards, and wallets, plus subscriptions, payment links, and payouts, all behind a clean developer API.

Best for

India
Developers
UPI

Regions

IN

Industries

SaaS
Retail
Services

Pros

  • Excellent UPI and local method support
  • Clean API and dashboard
  • Payouts and banking in one suite

Cons

  • Primarily India-focused
  • International pricing higher

Pricing

Pricing at a glance

2% per transaction standard (UPI often lower). No setup or annual fee.

Pricing model
Flat rate
Contract
No contract
Free trial
No
Monthly minimum
N/A

Fee breakdown

Online card rate2%
International surcharge3%
Monthly fee₹0
Setup fee₹0
Refund policyFee not returned on refunds

Listing updated How we keep listings current

Features

Payment methods

  • Visa
  • Mastercard
  • Amex
  • UPI
  • Netbanking
  • Wallets
  • BNPL

Integrations & deployment

  • API
  • Hosted checkout
  • Drop-in UI
  • WooCommerce
  • Payment links
  • Invoicing
  • Mobile SDK

Capabilities

  • Recurring billing
  • Fraud protection
  • 3D Secure
  • Reporting dashboard
  • Developer-friendly

At a glance

Currencies
INR (+ international acceptance)
Payout
T+2
PCI level
Level 1
High-risk friendly
No

Reviews

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