India's developer-friendly payments and business banking suite.
Razorpay is a leading Indian payment gateway with deep support for UPI, netbanking, cards, and wallets, plus subscriptions, payment links, and payouts, all behind a clean developer API.
Pricing at a glance
2% per transaction standard (UPI often lower). No setup or annual fee.
| Online card rate | 2% |
|---|---|
| International surcharge | 3% |
| Monthly fee | ₹0 |
| Setup fee | ₹0 |
| Refund policy | Fee not returned on refunds |
Owner · Bell & Co Cafe · 1-10 · Restaurants
Setup took an afternoon and Razorpay just works at the counter during the morning rush. Payouts are quick which really helps cash flow.
Pros
Fast setup, quick payouts, reliable hardware
Cons
Would like more advanced reporting
Use case: In-person card payments at a cafe
E-commerce Manager · Atlas Apparel · 51-200 · Retail
We sell internationally and Razorpay handles multiple currencies and methods without surprises. Reconciliation is much easier than our old provider.
Pros
Multi-currency, stable, good docs
Cons
FX and international fees could be clearer
Use case: Cross-border online apparel sales
CTO · Tradeline · 11-50 · Marketplaces
Building split payments for our marketplace would have taken months elsewhere. With Razorpay the API and docs got us live in weeks. Webhooks are reliable.
Pros
Great API, split payments, webhooks
Cons
Some advanced features need a sales call
Use case: Split payments and payouts for a marketplace
Share your experience with Razorpay. Reviews are moderated before they appear.
The widely recognised wallet and checkout button merchants trust.
2.99% + $0.49
online rate
$0
monthly fee
Instant
payout
A PayPal company offering developer-friendly online payments.
2.89% + $0.29
online rate
$0
monthly fee
2-day
payout
Developer-first payments infrastructure for internet businesses.
2.9% + $0.30
online rate
$0
monthly fee
2-day
payout
Enterprise-grade global payments on a single platform.
Interchange + 0.60% + $0.13
online rate
$0
monthly fee
T+2
payout
