Emerging-market payments across more than 50 markets and local methods.
2% to 3% (by market)
online rate
Varies
monthly fee
Varies
payout
Emerging markets
Cross-border
High-risk
Best PaymentCloud alternatives
PaymentCloud: US merchant services provider that specializes in placing high-risk and hard-to-approve businesses with acquiring banks and gateways.. If you’re weighing up PaymentCloud, here are 8 payment processors worth comparing on fees, features, and verified merchant reviews, especially for high-risk merchants.
Why consider alternatives to PaymentCloud?
- No published rate card of any kind, so every quote arrives through a commissioned sales rep and has to be benchmarked against competing offers
- High-risk accounts typically carry a two-year term with automatic renewal, an early termination fee and a rolling reserve held by the acquirer
- Low-risk merchants will usually pay more here than with a processor that publishes flat-rate pricing, and there are no offshore accounts on offer
8 alternatives to PaymentCloud
Compare side by sideRated 4.5 out of 5 from 4 reviews.
A Florida-based high-risk merchant account provider that places specialty businesses with acquiring banks in the US, UK, EU, Canada and Australia.
Custom quote
online rate
None advertised
monthly fee
Next day
payout
High-risk ecommerce
CBD and supplements
Telehealth
+1+1
NOWPayments is a non-custodial crypto payment gateway that settles 350-plus cryptocurrencies straight to your own wallet for a 0.5% service fee.
0.5% service fee
online rate
$0
monthly fee
Instant
payout
Crypto-native merchants
Online stores
Donations
Developer-first payments infrastructure for internet businesses.
2.9% + $0.30
online rate
$0
monthly fee
2-day
payout
Developers
SaaS
Marketplaces
The widely recognised wallet and checkout button merchants trust.
2.99% + $0.49
online rate
$0
monthly fee
Instant
payout
Small business
Cross-border
Quick setup
All-in-one point of sale and payments for in-person businesses.
2.9% + $0.30
online rate
$0
monthly fee
Next day
payout
Retail
Restaurants
Small business
Enterprise-grade global payments on a single platform.
Interchange + 0.60% + $0.13
online rate
$0
monthly fee
T+2
payout
Enterprise
Global
Omnichannel
A PayPal company offering developer-friendly online payments.
2.89% + $0.29
online rate
$0
monthly fee
2-day
payout
Developers
SaaS
PayPal users
PaymentCloud alternatives: common questions
- What is the best alternative to PaymentCloud?
- PayU is one of the most-compared PaymentCloud alternatives, but the best choice depends on your pricing model, payment methods, and integrations. Compare each option side by side before deciding.
- Why do merchants look for PaymentCloud alternatives?
- Merchants usually switch to lower processing fees, get better support, avoid restrictive contract or reserve terms, or find payment methods and integrations that fit their business more closely.
- How do I compare PaymentCloud with its alternatives?
- Use the side-by-side compare tool to line up PaymentCloud against any alternative on pricing, payment methods, integrations, features, and company facts, then read verified merchant reviews for each.
Alternatives to other processors
- Adyen alternatives
- Authorize.net alternatives
- Braintree alternatives
- Corepay alternatives
- EBANX alternatives
- Fluid Pay alternatives
- Helcim alternatives
- Invoiced alternatives
- Maxio alternatives
- Merchant One alternatives
- Mollie alternatives
- NOWPayments alternatives
- PayJunction alternatives
- PayPal alternatives
- PayTrace alternatives
- PayU alternatives
- Razorpay alternatives
- RevenueCat alternatives
- Solidgate alternatives
- Square alternatives
- Stax alternatives
- Stripe alternatives
- Windcave alternatives
Not sure which processor fits?
Tell us what you need and we’ll help you shortlist the right high-risk merchants processor.