Best PayPal alternatives

PayPal: The widely recognised wallet and checkout button merchants trust.. If you’re weighing up PayPal, here are 8 payment processors worth comparing on fees, features, and verified merchant reviews, especially for e-commerce payment processors.

Why consider alternatives to PayPal?

  • Higher headline rates at scale
  • Account holds and reserves can be disruptive

8 alternatives to PayPal

Compare side by side
Stripe logo

Stripe

Verified
Sponsored
No reviews

Developer-first payments infrastructure for internet businesses.

2.9% + $0.30

online rate

$0

monthly fee

2-day

payout

Developers
SaaS
Marketplaces
Compare PayPal vs Stripe
Adyen logo

Adyen

Verified
No reviews

Enterprise-grade global payments on a single platform.

Interchange + 0.60% + $0.13

online rate

$0

monthly fee

T+2

payout

Enterprise
Global
Omnichannel
Compare PayPal vs Adyen
Braintree logo

Braintree

Verified
No reviews

A PayPal company offering developer-friendly online payments.

2.89% + $0.29

online rate

$0

monthly fee

2-day

payout

Developers
SaaS
PayPal users
Compare PayPal vs Braintree
Authorize.net logo
No reviews

A long-established payment gateway for online and MOTO payments.

2.9% + $0.30

online rate

$25

monthly fee

Varies

payout

Traditional businesses
MOTO
Virtual terminal
Compare PayPal vs Authorize.net
Helcim logo

Helcim

Verified
No reviews

Transparent interchange-plus pricing with automatic volume discounts.

Interchange + 0.50% + $0.25

online rate

$0

monthly fee

Next day

payout

Growing SMBs
Transparent pricing
Omnichannel
Compare PayPal vs Helcim
Razorpay logo

Razorpay

Verified
Sponsored
No reviews

India's developer-friendly payments and business banking suite.

2%

online rate

₹0

monthly fee

T+2

payout

India
Developers
UPI
Compare PayPal vs Razorpay
PayU logo
No reviews

Emerging-market payments across more than 50 markets and local methods.

2% to 3% (by market)

online rate

Varies

monthly fee

Varies

payout

Emerging markets
Cross-border
High-risk
Compare PayPal vs PayU
Paddle logo
No reviews

Merchant of record for software companies: one 5% + $0.50 fee covers payments, global sales tax, billing, fraud and chargeback liability.

5% + $0.50

online rate

None

monthly fee

Varies

payout

SaaS
Consumer software
Game developers
+1
Compare PayPal vs Paddle

PayPal alternatives: common questions

What is the best alternative to PayPal?
Stripe is one of the most-compared PayPal alternatives, but the best choice depends on your pricing model, payment methods, and integrations. Compare each option side by side before deciding.
Why do merchants look for PayPal alternatives?
Merchants usually switch to lower processing fees, get better support, avoid restrictive contract or reserve terms, or find payment methods and integrations that fit their business more closely.
How do I compare PayPal with its alternatives?
Use the side-by-side compare tool to line up PayPal against any alternative on pricing, payment methods, integrations, features, and company facts, then read verified merchant reviews for each.

Alternatives to other processors

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