The widely recognised wallet and checkout button merchants trust.
2.99% + $0.49
online rate
$0
monthly fee
Instant
payout
Small business
Cross-border
Quick setup
Best PayJunction alternatives
PayJunction: US merchant services provider offering paperless card and ACH processing on month-to-month terms with no cancellation fee.. If you’re weighing up PayJunction, here are 8 payment processors worth comparing on fees, features, and verified merchant reviews, especially for small business.
Why consider alternatives to PayJunction?
- Headline rates are quoted as 'as low as', so your real cost depends on an underwriting quote rather than the published number
- Accounts under roughly $10,000 in monthly volume pick up a monthly service fee of about $35 that higher volume accounts avoid
- US only and USD only, with no multi-currency settlement and no underwriting for high-risk categories
8 alternatives to PayJunction
Compare side by sideRated 4.5 out of 5 from 4 reviews.
All-in-one point of sale and payments for in-person businesses.
2.9% + $0.30
online rate
$0
monthly fee
Next day
payout
Retail
Restaurants
Small business
A long-established payment gateway for online and MOTO payments.
2.9% + $0.30
online rate
$25
monthly fee
Varies
payout
Traditional businesses
MOTO
Virtual terminal
Transparent interchange-plus pricing with automatic volume discounts.
Interchange + 0.50% + $0.25
online rate
$0
monthly fee
Next day
payout
Growing SMBs
Transparent pricing
Omnichannel
Subscription-style pricing that passes interchange straight through.
Interchange + $0.15
online rate
$99
monthly fee
Next day
payout
High volume
Predictable cost
Established businesses
Merchant One is a Miami Beach-based ISO that resells Wells Fargo merchant accounts with tiered pricing, Clover hardware and a $13.95 monthly fee.
0.29% to 1.99% qualified
online rate
$13.95
monthly fee
Varies
payout
Small business
Retail
Restaurants
European payment service provider with published per-transaction pricing, deep local method coverage and no monthly fee for online payments.
1.8% + EUR 0.25
online rate
EUR 0 online
monthly fee
Varies
payout
European ecommerce
Small business
Marketplaces
+1
US payment gateway built for B2B and B2G sellers, with automated Level 2 and Level 3 data to cut interchange on commercial cards.
Custom quote
online rate
Roughly $15 to $75
monthly fee
Next day
payout
B2B sellers
Wholesale
Level 3 processing
+1PayJunction alternatives: common questions
- What is the best alternative to PayJunction?
- PayPal is one of the most-compared PayJunction alternatives, but the best choice depends on your pricing model, payment methods, and integrations. Compare each option side by side before deciding.
- Why do merchants look for PayJunction alternatives?
- Merchants usually switch to lower processing fees, get better support, avoid restrictive contract or reserve terms, or find payment methods and integrations that fit their business more closely.
- How do I compare PayJunction with its alternatives?
- Use the side-by-side compare tool to line up PayJunction against any alternative on pricing, payment methods, integrations, features, and company facts, then read verified merchant reviews for each.
Alternatives to other processors
- Adyen alternatives
- Authorize.net alternatives
- Braintree alternatives
- Corepay alternatives
- EBANX alternatives
- Fluid Pay alternatives
- Helcim alternatives
- Invoiced alternatives
- Maxio alternatives
- Merchant One alternatives
- Mollie alternatives
- NOWPayments alternatives
- PayPal alternatives
- PayTrace alternatives
- PayU alternatives
- PaymentCloud alternatives
- Razorpay alternatives
- RevenueCat alternatives
- Solidgate alternatives
- Square alternatives
- Stax alternatives
- Stripe alternatives
- Windcave alternatives
Not sure which processor fits?
Tell us what you need and we’ll help you shortlist the right small business processor.