Transparent interchange-plus pricing with automatic volume discounts.
Interchange + 0.50% + $0.25
online rate
$0
monthly fee
Next day
payout
Growing SMBs
Transparent pricing
Omnichannel
Best SumUp alternatives
SumUp: Card readers and payments for over 4 million small businesses in 36 markets, with no monthly fees on the standard plan.. If you’re weighing up SumUp, here are 8 payment processors worth comparing on fees, features, and verified merchant reviews, especially for in-person and retail pos.
Why consider alternatives to SumUp?
- Expensive card-not-present processing in the US at 3.5% + 15 cents for online and keyed transactions
- Recurring complaints about account verification holds and slow support responses despite a strong overall Trustpilot score
- Features vary by market, the US POS software plans need a 12-month contract, and ecommerce depth is thin next to dedicated gateways
8 alternatives to SumUp
Compare side by sideRated 4.5 out of 5 from 4 reviews.
Subscription-style pricing that passes interchange straight through.
Interchange + $0.15
online rate
$99
monthly fee
Next day
payout
High volume
Predictable cost
Established businesses
All-in-one point of sale and payments for in-person businesses.
2.9% + $0.30
online rate
$0
monthly fee
Next day
payout
Retail
Restaurants
Small business
New Zealand-based omnichannel processor and acquirer covering online, in-store and unattended payments in more than 40 countries.
Custom quote
online rate
Custom quote
monthly fee
Next day
payout
Omnichannel retail
Unattended payments
Enterprise
+1
Merchant One is a Miami Beach-based ISO that resells Wells Fargo merchant accounts with tiered pricing, Clover hardware and a $13.95 monthly fee.
0.29% to 1.99% qualified
online rate
$13.95
monthly fee
Varies
payout
Small business
Retail
Restaurants
A partner-only white-label payment gateway for ISOs, agents and software platforms that has never boarded a merchant directly.
No gateway markup
online rate
Not published
monthly fee
Varies
payout
ISOs and agents
Software platforms
White-label resellers
US merchant services provider offering paperless card and ACH processing on month-to-month terms with no cancellation fee.
From 1.49% + $0.15
online rate
None above $10k volume
monthly fee
2-day
payout
Healthcare practices
Auto repair shops
Professional services
US merchant services provider that specializes in placing high-risk and hard-to-approve businesses with acquiring banks and gateways.
Custom quote
online rate
$5 to $25 reported
monthly fee
2-day
payout
High-risk merchants
CBD and hemp
Firearms
+1SumUp alternatives: common questions
- What is the best alternative to SumUp?
- Helcim is one of the most-compared SumUp alternatives, but the best choice depends on your pricing model, payment methods, and integrations. Compare each option side by side before deciding.
- Why do merchants look for SumUp alternatives?
- Merchants usually switch to lower processing fees, get better support, avoid restrictive contract or reserve terms, or find payment methods and integrations that fit their business more closely.
- How do I compare SumUp with its alternatives?
- Use the side-by-side compare tool to line up SumUp against any alternative on pricing, payment methods, integrations, features, and company facts, then read verified merchant reviews for each.
Alternatives to other processors
- Adyen alternatives
- Airwallex alternatives
- Authorize.net alternatives
- Banquest Payment Systems alternatives
- Billsby alternatives
- BitPay alternatives
- BlueSnap alternatives
- Braintree alternatives
- CSG Forte alternatives
- ChargeOver alternatives
- Chargebee alternatives
- Checkout.com alternatives
- Corepay alternatives
- Dharma Merchant Services alternatives
- Dodo Payments alternatives
- Durango Merchant Services alternatives
- EBANX alternatives
- Easebuzz alternatives
- Easy Pay Direct alternatives
- Fluid Pay alternatives
- GoCardless alternatives
- Helcim alternatives
- Invoiced alternatives
- MYR POS alternatives
- Maxio alternatives
- Merchant One alternatives
- Metronome alternatives
- Midtrans alternatives
- Mollie alternatives
- NMI alternatives
- NOWPayments alternatives
- Orb alternatives
- Paddle alternatives
- PayJunction alternatives
- PayPal alternatives
- PayTrace alternatives
- PayU alternatives
- Payment Depot alternatives
- PaymentCloud alternatives
- Paystack alternatives
- Polar alternatives
- Razorpay alternatives
- RevenueCat alternatives
- Soar Payments alternatives
- Solidgate alternatives
- Square alternatives
- Stax alternatives
- Stripe alternatives
- Tidal Commerce alternatives
- Windcave alternatives
- Worldpay alternatives
Not sure which processor fits?
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