Best BitPay alternatives

BitPay: Longest-running major crypto payment processor: accept 100+ cryptocurrencies, settle in fiat daily, with no chargebacks.. If you’re weighing up BitPay, here are 8 payment processors worth comparing on fees, features, and third-party review analysis, especially for e-commerce payment processors.

Current rates and fees for BitPay are on the profile: BitPay pricing.

Before you switch, read BitPay reviews to see what merchants say.

We may earn a commission if you sign up through our links. Premier and Verified are paid listing tiers and appear higher in the default sort. How we rank.

Why consider alternatives to BitPay?

  • Crypto-only with no card fallback, so it works as an additional payment rail rather than a primary processor
  • Strict KYB onboarding, and accounts can be flagged or held for compliance review, the dominant complaint in consumer reviews
  • Refund experience is clunky: the merchant eats the network fee on refunds and the buyer's original network cost is never returned

8 alternatives to BitPay

PayU logo
No reviews

Emerging-market payments across more than 50 markets and local methods.

2% to 3% (by market)

online rate

Varies

monthly fee

Varies

payout

Emerging markets
Cross-border
High-risk
PayU reviews
Authorize.net logo
No reviews

A long-established payment gateway for online and MOTO payments.

2.9% + $0.30

online rate

$25

monthly fee

Varies

payout

Traditional businesses
MOTO
Virtual terminal
Authorize.net reviews
PayPal logo
No reviews

The widely recognised wallet and checkout button merchants trust.

2.99% + $0.49

online rate

$0

monthly fee

Instant

payout

Small business
Cross-border
Quick setup
PayPal reviews
Braintree logo

Braintree

Verified
Verified listing
No reviews

A PayPal company offering developer-friendly online payments.

2.89% + $0.29

online rate

$0

monthly fee

2-day

payout

Developers
SaaS
PayPal users
Braintree reviews
Helcim logo

Helcim

Verified
Verified listing
No reviews

Transparent interchange-plus pricing with automatic volume discounts.

Interchange + 0.50% + $0.25

online rate

$0

monthly fee

Next day

payout

Growing SMBs
Transparent pricing
Omnichannel
Helcim reviews
Stripe logo

Stripe

Verified
Sponsored
Premier listing
No reviews

Developer-first payments infrastructure for internet businesses.

2.9% + $0.30

online rate

$0

monthly fee

2-day

payout

Developers
SaaS
Marketplaces
Stripe reviews
Adyen logo

Adyen

Verified
Premier listing
No reviews

Enterprise-grade global payments on a single platform.

Interchange + 0.60% + $0.13

online rate

$0

monthly fee

T+2

payout

Enterprise
Global
Omnichannel
Adyen reviews
Razorpay logo

Razorpay

Verified
Sponsored
Verified listing
No reviews

India's developer-friendly payments and business banking suite.

2%

online rate

₹0

monthly fee

T+2

payout

India
Developers
UPI
Razorpay reviews

BitPay alternatives: common questions

What is the best alternative to BitPay?
PayU is one of the most-compared BitPay alternatives, but the best choice depends on your pricing model, payment methods, and integrations. Compare each option side by side before deciding.
Why do merchants look for BitPay alternatives?
Merchants usually switch to lower processing fees, get better support, avoid restrictive contract or reserve terms, or find payment methods and integrations that fit their business more closely.
How do I compare BitPay with its alternatives?
Use the side-by-side compare tool to line up BitPay against any alternative on pricing, payment methods, integrations, features, and company facts, then read the review analysis for each.

Alternatives to other processors

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