Best BitPay alternatives

BitPay: Longest-running major crypto payment processor: accept 100+ cryptocurrencies, settle in fiat daily, with no chargebacks.. If you’re weighing up BitPay, here are 8 payment processors worth comparing on fees, features, and verified merchant reviews, especially for e-commerce payment processors.

Why consider alternatives to BitPay?

  • Crypto-only with no card fallback, so it works as an additional payment rail rather than a primary processor
  • Strict KYB onboarding, and accounts can be flagged or held for compliance review, the dominant complaint in consumer reviews
  • Refund experience is clunky: the merchant eats the network fee on refunds and the buyer's original network cost is never returned

8 alternatives to BitPay

Compare side by side

Emerging-market payments across more than 50 markets and local methods.

2% to 3% (by market)

online rate

Varies

monthly fee

Varies

payout

Emerging markets
Cross-border
High-risk
Rated 4.5 out of 5 from 4 reviews.
Compare BitPay vs PayU

A long-established payment gateway for online and MOTO payments.

2.9% + $0.30

online rate

$25

monthly fee

Varies

payout

Traditional businesses
MOTO
Virtual terminal
Rated 4.5 out of 5 from 4 reviews.
Compare BitPay vs Authorize.net

The widely recognised wallet and checkout button merchants trust.

2.99% + $0.49

online rate

$0

monthly fee

Instant

payout

Small business
Cross-border
Quick setup
Rated 4.5 out of 5 from 4 reviews.
Compare BitPay vs PayPal
Braintree logo

Braintree

Verified

A PayPal company offering developer-friendly online payments.

2.89% + $0.29

online rate

$0

monthly fee

2-day

payout

Developers
SaaS
PayPal users
Rated 4.5 out of 5 from 4 reviews.
Compare BitPay vs Braintree
Helcim logo

Helcim

Verified

Transparent interchange-plus pricing with automatic volume discounts.

Interchange + 0.50% + $0.25

online rate

$0

monthly fee

Next day

payout

Growing SMBs
Transparent pricing
Omnichannel
Rated 4.5 out of 5 from 4 reviews.
Compare BitPay vs Helcim
Stripe logo

Stripe

Verified
Sponsored

Developer-first payments infrastructure for internet businesses.

2.9% + $0.30

online rate

$0

monthly fee

2-day

payout

Developers
SaaS
Marketplaces
Rated 4.5 out of 5 from 4 reviews.
Compare BitPay vs Stripe
Adyen logo

Adyen

Verified

Enterprise-grade global payments on a single platform.

Interchange + 0.60% + $0.13

online rate

$0

monthly fee

T+2

payout

Enterprise
Global
Omnichannel
Rated 4.5 out of 5 from 4 reviews.
Compare BitPay vs Adyen
Razorpay logo

Razorpay

Verified
Sponsored

India's developer-friendly payments and business banking suite.

2%

online rate

₹0

monthly fee

T+2

payout

India
Developers
UPI
Rated 4.5 out of 5 from 4 reviews.
Compare BitPay vs Razorpay

BitPay alternatives: common questions

What is the best alternative to BitPay?
PayU is one of the most-compared BitPay alternatives, but the best choice depends on your pricing model, payment methods, and integrations. Compare each option side by side before deciding.
Why do merchants look for BitPay alternatives?
Merchants usually switch to lower processing fees, get better support, avoid restrictive contract or reserve terms, or find payment methods and integrations that fit their business more closely.
How do I compare BitPay with its alternatives?
Use the side-by-side compare tool to line up BitPay against any alternative on pricing, payment methods, integrations, features, and company facts, then read verified merchant reviews for each.

Alternatives to other processors

Not sure which processor fits?

Tell us what you need and we’ll help you shortlist the right e-commerce payment processors processor.