Best NMI alternatives

NMI: White-label gateway sold through ISOs, software platforms and banks, never direct to merchants. One integration reaches more than 150 processor connections.. If you’re weighing up NMI, here are 8 payment processors worth comparing on fees, features, and verified merchant reviews, especially for for developers.

Why consider alternatives to NMI?

  • You cannot buy it directly. CardFellow notes it is not possible to go direct to NMI for the gateway or a merchant account, so both price and support quality depend entirely on the reseller you land with
  • Nothing is published and the spread between partners is wide. The SSI card for Agvance users is $30.95 a month plus $0.206 per transaction; other resellers advertise $10 a month for the same gateway
  • Merchant-facing reviews report surprise price increases running into the thousands and billing that continued after cancellation, complaints NMI cannot fully answer because the reseller owns the relationship

8 alternatives to NMI

Compare side by side
Stripe logo

Stripe

Verified
Sponsored
4.5(4)

Developer-first payments infrastructure for internet businesses.

2.9% + $0.30

online rate

$0

monthly fee

2-day

payout

Developers
SaaS
Marketplaces
Rated 4.5 out of 5 from 4 reviews.
Compare NMI vs Stripe
Braintree logo

Braintree

Verified
4.5(4)

A PayPal company offering developer-friendly online payments.

2.89% + $0.29

online rate

$0

monthly fee

2-day

payout

Developers
SaaS
PayPal users
Rated 4.5 out of 5 from 4 reviews.
Compare NMI vs Braintree
Razorpay logo

Razorpay

Verified
Sponsored
4.5(4)

India's developer-friendly payments and business banking suite.

2%

online rate

₹0

monthly fee

T+2

payout

India
Developers
UPI
Rated 4.5 out of 5 from 4 reviews.
Compare NMI vs Razorpay
RevenueCat logo
No reviews

In-app subscription infrastructure for mobile and web apps.

1% of tracked revenue

online rate

$0

monthly fee

Varies

payout

Mobile apps
Subscription apps
Developers
Compare NMI vs RevenueCat
Fluid Pay logo
No reviews

A partner-only white-label payment gateway for ISOs, agents and software platforms that has never boarded a merchant directly.

No gateway markup

online rate

Not published

monthly fee

Varies

payout

ISOs and agents
Software platforms
White-label resellers
Compare NMI vs Fluid Pay
Maxio logo
No reviews

A B2B SaaS billing and revenue operations platform that adds subscription management and ASC 606 revenue recognition on top of your existing payment gateway.

Interchange-plus

online rate

$599 on Grow

monthly fee

Varies

payout

B2B SaaS
Usage-based billing
Revenue recognition
Compare NMI vs Maxio
NOWPayments logo
No reviews

NOWPayments is a non-custodial crypto payment gateway that settles 350-plus cryptocurrencies straight to your own wallet for a 0.5% service fee.

0.5% service fee

online rate

$0

monthly fee

Instant

payout

Crypto-native merchants
Online stores
Donations
Compare NMI vs NOWPayments
Solidgate logo
No reviews

Solidgate is a payment orchestration and card-acquiring platform built for global digital subscription businesses that route volume across many acquirers.

Custom quote

online rate

No platform fee

monthly fee

Varies

payout

Subscription apps
Global ecommerce
Payment orchestration
Compare NMI vs Solidgate

NMI alternatives: common questions

What is the best alternative to NMI?
Stripe is one of the most-compared NMI alternatives, but the best choice depends on your pricing model, payment methods, and integrations. Compare each option side by side before deciding.
Why do merchants look for NMI alternatives?
Merchants usually switch to lower processing fees, get better support, avoid restrictive contract or reserve terms, or find payment methods and integrations that fit their business more closely.
How do I compare NMI with its alternatives?
Use the side-by-side compare tool to line up NMI against any alternative on pricing, payment methods, integrations, features, and company facts, then read verified merchant reviews for each.

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