Developer-first payments infrastructure for internet businesses.
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Maxio
A B2B SaaS billing and revenue operations platform that adds subscription management and ASC 606 revenue recognition on top of your existing payment gateway.
No reviews yetFounded 2022Peachtree Corners, GA, United States
- Starting rate
- Interchange-plus
- Monthly fee
- $599 on Grow
- Payout
- Varies
- Contract
- Annual
- PCI level
- Level 1
- Regions
- US, CA +3
Overview
Maxio is a B2B SaaS billing and revenue operations platform. Battery Ventures brought Chargify and SaaSOptics together in April 2021 and the combined company rebranded as Maxio in 2022, backed by more than $150 million of growth equity. Chargify contributed the subscription and usage billing engine, now sold as Advanced Billing, while SaaSOptics contributed revenue recognition and SaaS metrics reporting. Maxio acquired RevOps.io in 2025. The company is based in Peachtree Corners, Georgia, and says it serves over 2,000 customers and around $20 billion in annual SaaS and AI billings.
Pricing and how it works
Maxio publishes two bands. The Grow plan is $599 per month for businesses under $100,000 in monthly billings, and the Scale plan is a custom quote above that threshold. Annual billing is the default, monthly and quarterly payment carries a premium, and multi-year terms attract discounts. Seats are unlimited on every plan. Modules including Advanced Revenue Management, A/R Management, expense amortization, milestone-based projects, multi-entity support, event-based billing and EU hosting are priced separately, so a mid-market finance team usually lands well above the sticker price. Card processing is a separate line: Maxio Payments is sold on interchange-plus pricing, but the markup is not published.
Who it is for
Maxio targets B2B software and AI companies that have outgrown spreadsheets and need auditable ASC 606 and IFRS 15 revenue schedules sitting alongside billing. It fits finance and accounting teams preparing for an audit, a raise or an exit far better than it fits a self-serve consumer app.
What Maxio is not
Maxio is not a card acquirer and does not issue merchant accounts on its own. It sits above the payment layer and routes charges to gateways including Stripe, Adyen, Braintree, Authorize.Net, Worldpay, Square, GoCardless and PayPal, storing gateway tokens rather than raw card numbers. Maxio Payments is an optional in-house processing product for merchants who want one vendor. Buyers should benchmark Maxio against billing platforms such as Chargebee, Recurly and Zuora, not against processors.
Best for
B2B SaaS
Usage-based billing
Revenue recognition
Regions
US
CA
EU
UK
Global
Industries
SaaS
B2B software
AI platforms
Pros
- ASC 606 and IFRS 15 revenue recognition is native rather than bolted on, which cuts month-end close work for finance teams
- Gateway-agnostic design lets you keep or switch processors, with 20-plus options including Stripe, Adyen, Braintree, Authorize.Net and GoCardless
- Published entry pricing of $599 per month with unlimited user seats is unusually transparent for a mid-market billing platform
Cons
- It is a billing layer, not an acquirer, so you still need a processor and the Maxio Payments interchange-plus markup is not disclosed
- G2 and Capterra reviewers repeatedly cite slow support, billable implementation hours and a steep learning curve on the interface
- At $599 per month before add-on modules such as Advanced Revenue Management and multi-entity support, it prices out most early-stage companies
Pricing
Pricing at a glance
The Grow plan is $599 per month for up to $100,000 in monthly billings and the Scale plan is a custom quote above that. Card processing through Maxio Payments is billed separately on interchange-plus terms that are not published.
- Pricing model
- Subscription, Interchange-plus, Custom quote
- Contract
- Annual
- Free trial
- No
- Monthly minimum
- N/A
Fee breakdown
| Online card rate | Interchange-plus |
|---|---|
| Monthly fee | $599 on Grow |
| Chargeback fee | Set by the connected gateway or acquirer, not by Maxio |
Features
Payment methods
- Visa
- Mastercard
- Amex
- Discover
- Apple Pay
- ACH
- SEPA
- PayPal
Integrations & deployment
- API
- Hosted checkout
- Drop-in UI
- Invoicing
Capabilities
- Recurring billing
- Multi-currency
- Tokenization
- 3D Secure
- Reporting dashboard
- Developer-friendly
At a glance
- Currencies
- Multi-currency billing, with the usable list set by your connected gateway
- Payout
- Varies
- PCI level
- Level 1
- High-risk friendly
- No
Reviews
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Frequently asked questions
- How much does Maxio cost?
- Maxio publishes two bands. The Grow plan is $599 per month for companies billing up to $100,000 monthly, and the Scale plan is a custom quote above that. Annual billing is the default, monthly and quarterly options cost more, and modules such as Advanced Revenue Management, multi-entity support and EU hosting are priced separately. User seats are unlimited on every plan.
- Is Maxio a payment processor?
- No. Maxio is a billing and revenue operations layer that sits above your payment stack. It connects to more than 20 gateways including Stripe, Adyen, Braintree, Authorize.Net, Worldpay and PayPal, and stores gateway tokens rather than raw card numbers. Maxio Payments is an optional in-house processing product sold on interchange-plus terms, but the markup is not published.
- What is the difference between Maxio and Chargify?
- Chargify is now part of Maxio. Battery Ventures combined Chargify with SaaSOptics in April 2021 and the merged company rebranded as Maxio in 2022. The Chargify subscription and usage billing engine became Maxio Advanced Billing, while SaaSOptics contributed revenue recognition and SaaS metrics. There is no separate Chargify product to buy today.
- Is Maxio good for small businesses?
- Usually not. An entry price of $599 per month before add-on modules puts Maxio out of reach for most early-stage companies, and its strengths in ASC 606 revenue recognition, multi-entity consolidation and audit preparation only pay off once you carry real deferred revenue. Maxio itself aims at B2B software companies roughly between $1 million and $100 million in ARR.