All-in-one point of sale and payments for in-person businesses.
2.9% + $0.30
online rate
$0
monthly fee
Next day
payout
Retail
Restaurants
Small business
Best Elavon alternatives
Elavon: U.S. Bank's merchant acquirer, with more than 2 million customers in the US, Europe and Canada and merchant processing in over 30 countries, on quoted pricing.. If you’re weighing up Elavon, here are 8 payment processors worth comparing on fees, features, and verified merchant reviews, especially for in-person and retail pos.
Why consider alternatives to Elavon?
- Both headline rates are quoted per qualified transaction, which is tiered pricing language: rewards, corporate and downgraded cards land in a tier the page does not show, and MerchantCostConsulting records the non qualified volume fee rising to 0.55% in February 2026
- Fees stack on top of the rate and move on notice. MerchantCostConsulting logs a monthly billing fee of 0.08% of processed volume from February 2026, up from 0.02% in 2023, plus a $40 monthly minimum, a March 2023 bulletin that raised every existing chargeback fee by $35, and $84.99 a month if you never validate PCI
- Merchant Maverick reports a three year standard contract with an automatic renewal clause, so an account sold through an independent sales agent can carry terms that bear no resemblance to the $0 cancellation fee on elavon.com
- The service record is the weak point. Merchant Maverick rates Elavon 3.0 out of 5 and counts 131 Better Business Bureau complaints filed in three years, 62 of them within the last twelve months, and CardFellow's review names billing transparency, unexpected charges, abrupt cancellations and unauthorized account debits as the recurring themes
8 alternatives to Elavon
Compare side by sideRated 4.5 out of 5 from 4 reviews.
Transparent interchange-plus pricing with automatic volume discounts.
Interchange + 0.50% + $0.25
online rate
$0
monthly fee
Next day
payout
Growing SMBs
Transparent pricing
Omnichannel
Subscription-style pricing that passes interchange straight through.
Interchange + $0.15
online rate
$99
monthly fee
Next day
payout
High volume
Predictable cost
Established businesses
A partner-only white-label payment gateway for ISOs, agents and software platforms that has never boarded a merchant directly.
No gateway markup
online rate
Not published
monthly fee
Varies
payout
ISOs and agents
Software platforms
White-label resellers
Merchant One is a Miami Beach-based ISO that resells Wells Fargo merchant accounts with tiered pricing, Clover hardware and a $13.95 monthly fee.
0.29% to 1.99% qualified
online rate
$13.95
monthly fee
Varies
payout
Small business
Retail
Restaurants
US merchant services provider offering paperless card and ACH processing on month-to-month terms with no cancellation fee.
From 1.49% + $0.15
online rate
None above $10k volume
monthly fee
2-day
payout
Healthcare practices
Auto repair shops
Professional services
US merchant services provider that specializes in placing high-risk and hard-to-approve businesses with acquiring banks and gateways.
Custom quote
online rate
$5 to $25 reported
monthly fee
2-day
payout
High-risk merchants
CBD and hemp
Firearms
+1
New Zealand-based omnichannel processor and acquirer covering online, in-store and unattended payments in more than 40 countries.
Custom quote
online rate
Custom quote
monthly fee
Next day
payout
Omnichannel retail
Unattended payments
Enterprise
+1Elavon alternatives: common questions
- What is the best alternative to Elavon?
- Square is one of the most-compared Elavon alternatives, but the best choice depends on your pricing model, payment methods, and integrations. Compare each option side by side before deciding.
- Why do merchants look for Elavon alternatives?
- Merchants usually switch to lower processing fees, get better support, avoid restrictive contract or reserve terms, or find payment methods and integrations that fit their business more closely.
- How do I compare Elavon with its alternatives?
- Use the side-by-side compare tool to line up Elavon against any alternative on pricing, payment methods, integrations, features, and company facts, then read verified merchant reviews for each.
Alternatives to other processors
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- Worldpay alternatives
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