Best Easy Pay Direct alternatives

Easy Pay Direct: Austin merchant account provider that splits one merchant's volume across several MIDs, built for high-risk and direct-response sellers.. If you’re weighing up Easy Pay Direct, here are 8 payment processors worth comparing on fees, features, and verified merchant reviews, especially for high-risk merchants.

Why consider alternatives to Easy Pay Direct?

  • It places you with an acquiring bank rather than being one, so the reserve, the funding schedule and any decision to close the account sit with a third party
  • Merchant Maverick reports agreements of one to three years with automatic renewal plus complaints about billing continuing after closure, which does not match the no-long-term-contract language on the current rates page
  • Apple Pay is not supported through the Easy Pay Direct gateway and Google Pay only works in Chrome, a real gap for mobile-heavy ecommerce checkouts

8 alternatives to Easy Pay Direct

Compare side by side
PayU logo
4.5(4)

Emerging-market payments across more than 50 markets and local methods.

2% to 3% (by market)

online rate

Varies

monthly fee

Varies

payout

Emerging markets
Cross-border
High-risk
Rated 4.5 out of 5 from 4 reviews.
Compare Easy Pay Direct vs PayU
Corepay logo
No reviews

A Florida-based high-risk merchant account provider that places specialty businesses with acquiring banks in the US, UK, EU, Canada and Australia.

Custom quote

online rate

None advertised

monthly fee

Next day

payout

High-risk ecommerce
CBD and supplements
Telehealth
+1
Compare Easy Pay Direct vs Corepay
NOWPayments logo
No reviews

NOWPayments is a non-custodial crypto payment gateway that settles 350-plus cryptocurrencies straight to your own wallet for a 0.5% service fee.

0.5% service fee

online rate

$0

monthly fee

Instant

payout

Crypto-native merchants
Online stores
Donations
Compare Easy Pay Direct vs NOWPayments
PaymentCloud logo
No reviews

US merchant services provider that specializes in placing high-risk and hard-to-approve businesses with acquiring banks and gateways.

Custom quote

online rate

$5 to $25 reported

monthly fee

2-day

payout

High-risk merchants
CBD and hemp
Firearms
+1
Compare Easy Pay Direct vs PaymentCloud

Long-running Colorado high-risk ISO that places domestic, international and offshore merchant accounts, with month-to-month terms for most merchants.

Custom quote

online rate

Custom quote

monthly fee

Varies

payout

Offshore merchants
High-risk ecommerce
Multi-currency sellers
+1
Compare Easy Pay Direct vs Durango Merchant Services
Soar Payments logo
No reviews

Texas high-risk provider that returns a price the moment you finish the online form, across more than 50 regulated verticals. US businesses only.

Custom quote

online rate

Custom quote

monthly fee

Varies

payout

US high-risk merchants
Fast approvals
Continuity billing
+1
Compare Easy Pay Direct vs Soar Payments
Stripe logo

Stripe

Verified
Sponsored
4.5(4)

Developer-first payments infrastructure for internet businesses.

2.9% + $0.30

online rate

$0

monthly fee

2-day

payout

Developers
SaaS
Marketplaces
Rated 4.5 out of 5 from 4 reviews.
Compare Easy Pay Direct vs Stripe
PayPal logo
4.5(4)

The widely recognised wallet and checkout button merchants trust.

2.99% + $0.49

online rate

$0

monthly fee

Instant

payout

Small business
Cross-border
Quick setup
Rated 4.5 out of 5 from 4 reviews.
Compare Easy Pay Direct vs PayPal

Easy Pay Direct alternatives: common questions

What is the best alternative to Easy Pay Direct?
PayU is one of the most-compared Easy Pay Direct alternatives, but the best choice depends on your pricing model, payment methods, and integrations. Compare each option side by side before deciding.
Why do merchants look for Easy Pay Direct alternatives?
Merchants usually switch to lower processing fees, get better support, avoid restrictive contract or reserve terms, or find payment methods and integrations that fit their business more closely.
How do I compare Easy Pay Direct with its alternatives?
Use the side-by-side compare tool to line up Easy Pay Direct against any alternative on pricing, payment methods, integrations, features, and company facts, then read verified merchant reviews for each.

Alternatives to other processors

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