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PayU review

Emerging-market payments across more than 50 markets and local methods.

4.5(4)Founded 2002Hoofddorp, Netherlands
Starting rate
2% to 3% (by market)
Monthly fee
Varies
Payout
Varies
Contract
Annual
PCI level
Level 1
Regions
IN, EU +1

Overview

PayU focuses on emerging markets across Asia, Latin America, Central and Eastern Europe, and Africa, with deep local payment method coverage and underwriting for higher-risk sectors.

Best for

Emerging markets
Cross-border
High-risk

Regions

IN
EU
Global

Industries

Retail
Travel
Gaming

Pros

  • Deep local method coverage in emerging markets
  • Supports higher-risk industries
  • Single integration for many markets

Cons

  • Pricing is quote-based and opaque
  • Onboarding can be slower

Pricing

Pricing at a glance

Custom pricing by market and risk profile. Local methods supported widely.

Pricing model
Custom quote, Flat rate
Contract
Annual
Free trial
No
Monthly minimum
N/A

Fee breakdown

Online card rate2% to 3% (by market)
International surchargeVaries by market
Monthly feeVaries
Refund policyVaries by market

Features

Payment methods

  • Visa
  • Mastercard
  • Amex
  • UPI
  • Netbanking
  • Wallets
  • BNPL

Integrations & deployment

  • API
  • Hosted checkout
  • Drop-in UI
  • Mobile SDK
  • Payment links

Capabilities

  • Multi-currency
  • Fraud protection
  • 3D Secure
  • Chargeback protection

At a glance

Currencies
Local currencies across 50+ markets
Payout
Varies
PCI level
Level 1
High-risk friendly
Yes
4.5out of 5
4 reviews
Ease of use
4.5
Pricing
4.0
Support
3.8
Features
4.3
Reliability
4.8

Hannah Schmidt

Operations Lead · Greenfield Nonprofit · 1-10 · Nonprofits

Jun 30, 2026

Affordable and simple for donations

PayU let us set up recurring donations quickly and the cost is reasonable for a small nonprofit. Support replies could be faster but we rarely need them.

Pros

Affordable, easy recurring donations

Cons

Support response times vary

Use case: Recurring donations for a nonprofit

Ease of use
5.0
Pricing
5.0
Support
3.0
Features
3.0
Reliability
4.0

Jordan Reyes

Verified

Founder · Northwind Goods · 11-50 · Retail

Jun 30, 2026

Scaled with us from day one

We started taking payments with PayU as a tiny shop and it has scaled with us without a hitch. Integration was straightforward and the dashboard gives us everything we need.

Pros

Reliable, great dashboard, easy to integrate

Cons

Wished support was faster early on

Use case: Online store checkout and refunds

Ease of use
5.0
Pricing
4.0
Support
4.0
Features
5.0
Reliability
5.0

Sofia Marchetti

Verified

E-commerce Manager · Atlas Apparel · 51-200 · Retail

Jun 30, 2026

Dependable for cross-border sales

We sell internationally and PayU handles multiple currencies and methods without surprises. Reconciliation is much easier than our old provider.

Pros

Multi-currency, stable, good docs

Cons

FX and international fees could be clearer

Use case: Cross-border online apparel sales

Ease of use
4.0
Pricing
3.0
Support
4.0
Features
4.0
Reliability
5.0
Read all 4 PayU reviews
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