Best payment processors for Shopify

The best payment processor for a Shopify store keeps checkout conversion high while keeping fees predictable. These processors integrate with Shopify (as the native gateway or through a supported app) so you can take cards and wallets without rebuilding checkout.

18 processors

BlueSnap logo
No reviews

Global payment orchestration with local acquiring in 50 countries, published regional fee schedules and intelligent routing with failover.

2.9% + $0.30

online rate

$0 above $5,000 sales

monthly fee

2-day

payout

Multi-region ecommerce
B2B and AR automation
Platforms and marketplaces
+1
Corepay logo
No reviews

A Florida-based high-risk merchant account provider that places specialty businesses with acquiring banks in the US, UK, EU, Canada and Australia.

Custom quote

online rate

None advertised

monthly fee

Next day

payout

High-risk ecommerce
CBD and supplements
Telehealth
+1
PaymentCloud logo
No reviews

US merchant services provider that specializes in placing high-risk and hard-to-approve businesses with acquiring banks and gateways.

Custom quote

online rate

$5 to $25 reported

monthly fee

2-day

payout

High-risk merchants
CBD and hemp
Firearms
+1
Soar Payments logo
No reviews

Texas high-risk provider that returns a price the moment you finish the online form, across more than 50 regulated verticals. US businesses only.

Custom quote

online rate

Custom quote

monthly fee

Varies

payout

US high-risk merchants
Fast approvals
Continuity billing
+1
Windcave logo
No reviews

New Zealand-based omnichannel processor and acquirer covering online, in-store and unattended payments in more than 40 countries.

Custom quote

online rate

Custom quote

monthly fee

Next day

payout

Omnichannel retail
Unattended payments
Enterprise
+1
Payment Depot logo
No reviews

Stax-owned US merchant account provider that dropped the flat membership fee it was built on. Pricing is now interchange-plus, quoted account by account.

Custom quote

online rate

Custom quote

monthly fee

Varies

payout

Small Business
Retail Storefronts
Ecommerce
+1

Frequently asked questions

Which payment processor is best for Shopify?
It depends on your volume and where you sell. Flat-rate processors are simplest for new stores, while interchange-plus options can be cheaper at scale. Compare the Shopify-compatible processors here on effective rate, payout time, and reviews.
Do I have to use Shopify Payments?
No. Shopify supports many third-party gateways, though using an external processor can add a transaction fee on some Shopify plans. Weigh that fee against the processor's own rate before switching.

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