Card readers and payments for over 4 million small businesses in 36 markets, with no monthly fees on the standard plan.
3.5% + $0.15 US, 2.5% UK
online rate
$0 standard
monthly fee
Next day
payout
Mobile and market sellers
Cafes and salons
Trades
+1Payment processors
Compare 52 payment processor on fees, payment methods, integrations, and verified merchant reviews.
52 processors
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Stripe-owned African payment platform serving 200,000+ businesses in Nigeria, Ghana, Kenya, South Africa and Cote d'Ivoire.
1.5% + NGN 100, capped
online rate
None
monthly fee
Next day
payout
African ecommerce
Mobile money acceptance
Developer integrations
+1
Merchant of record for software companies: one 5% + $0.50 fee covers payments, global sales tax, billing, fraud and chargeback liability.
5% + $0.50
online rate
None
monthly fee
Varies
payout
SaaS
Consumer software
Game developers
+1
European payment service provider with published per-transaction pricing, deep local method coverage and no monthly fee for online payments.
1.8% + EUR 0.25
online rate
EUR 0 online
monthly fee
Varies
payout
European ecommerce
Small business
Marketplaces
+1
Bank payment specialist collecting Direct Debit and open banking payments in 30+ countries, with capped per-transaction fees and no monthly cost.
No card payments
online rate
None
monthly fee
Varies
payout
Recurring billing
Invoice collection
Memberships and clubs
+1
Subscription billing and revenue management platform that sits on top of 40+ payment gateways, from a free pay-as-you-go tier.
Gateway fees separate
online rate
$0 to $99 + overage
monthly fee
Varies
payout
SaaS billing
Usage-based pricing
Dunning and revenue recovery
+1
Global payments and business accounts with FX at 0.5 to 1 percent over interbank and free local payouts to 120+ countries.
2.80% + $0.30 US
online rate
$0 US Explore plan
monthly fee
Varies
payout
Cross-border sellers
Multi-currency treasury
Global payouts
+1
US merchant services provider offering paperless card and ACH processing on month-to-month terms with no cancellation fee.
From 1.49% + $0.15
online rate
None above $10k volume
monthly fee
2-day
payout
Healthcare practices
Auto repair shops
Professional services
Solidgate is a payment orchestration and card-acquiring platform built for global digital subscription businesses that route volume across many acquirers.
Custom quote
online rate
No platform fee
monthly fee
Varies
payout
Subscription apps
Global ecommerce
Payment orchestration
White-label gateway sold through ISOs, software platforms and banks, never direct to merchants. One integration reaches more than 150 processor connections.
Set by your acquirer
online rate
About $10 to $25
monthly fee
Varies
payout
ISOs and agents
Software platforms
Omnichannel payments
+1
Enterprise acquirer with direct licenses across the UK, EEA, US, APAC and MENAP, custom Interchange++ pricing and same-day settlement.
Custom quote
online rate
None
monthly fee
Varies
payout
Enterprise ecommerce
International sellers
Marketplaces
+1+1
Indonesian payment gateway owned by GoTo Financial, with a published rate for every method: GoPay, QRIS, virtual accounts, cards and convenience stores.
2.9% + IDR 2,000
online rate
IDR 0 per month
monthly fee
T+3
payout
Indonesian ecommerce
Local payment methods
Small business
+1Looking for alternatives?
Every processor in the directory has a guide to the options merchants switch to, and why.
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- Worldpay alternatives
Frequently asked questions
- What are the best online payment processing companies for a small store?
- It depends on volume and platform, but flat-rate providers with no monthly fee are usually the easiest starting point for a new online store.
- How do online payment processing companies charge fees?
- Most charge a percentage plus a fixed amount per transaction, and some add a monthly fee, gateway fee, or minimum processing volume.
- Can I switch payment processing companies without downtime?
- In most cases yes, especially with hosted checkout or API-based integrations, though you'll want to run both in parallel briefly before fully switching.