New Zealand-based omnichannel processor and acquirer covering online, in-store and unattended payments in more than 40 countries.
Custom quote
online rate
Custom quote
monthly fee
Next day
payout
Omnichannel retail
Unattended payments
Enterprise
+1Payment processor comparison
Page 5 of 6
We may earn a commission if you sign up through our links. Premier and Verified are paid listing tiers and appear higher in the default sort. How we rank.
63 processors
Sort
Chicago ISO selling interchange-plus card processing, a branded gateway and its own Waves POS system. Sponsored into the card networks by Westamerica Bank.
Custom quote
online rate
Custom quote
monthly fee
2-day
payout
Retail stores
Restaurants
Hotels and hospitality
+1
Stax-owned US merchant account provider that dropped the flat membership fee it was built on. Pricing is now interchange-plus, quoted account by account.
Custom quote
online rate
Custom quote
monthly fee
Varies
payout
Small Business
Retail Storefronts
Ecommerce
+1
Payroc-owned New Jersey ISO selling a proprietary gateway to B2B and large-ticket merchants. No rates published, and the contract runs three years.
Custom quote
online rate
Custom quote
monthly fee
Varies
payout
B2B Invoicing
Large Ticket Merchants
Level III Processing
+1
Fiserv-owned POS sold direct and through banks and ISOs, at 2.6% + $0.10 in person on Starter and 2.3% + $0.10 on the Retail and Restaurant Growth plans.
3.5% + $0.10
online rate
$0 to $89.95 per software plan
monthly fee
Varies
payout
Counter-service restaurants
Retail shops
Appointment-based services
+1
U.S. Bank's merchant acquirer, with more than 2 million customers in the US, Europe and Canada and merchant processing in over 30 countries, on quoted pricing.
From 2.90% + $0.30 per qualified transaction
online rate
$10 small business fee, per CardFellow
monthly fee
2-day
payout
Hotels and restaurant groups
Multi-location retail
Airlines and travel
+1
Non-custodial crypto checkout that settles BTC, USDT and USDC straight to wallets you control, free to $1,000 then a flat 0.5%.
No card payments
online rate
$0, WooCommerce plugin is $99 a year
monthly fee
Instant
payout
Crypto-native SaaS
Direct-to-wallet settlement
Stablecoin invoicing
+1
Invoicing and checkout software that runs cards and ACH through each merchant's own Stripe account and settles USDC and USDT straight to the merchant's wallet.
Stripe fee + 0.15% + $0.10
online rate
$0, $49 or $69
monthly fee
Varies
payout
Agencies and consultants
USD invoicing with a stablecoin option
QuickBooks Online users
+1
California sales agent that places US high-risk merchants with sponsor banks, and one of the few in its niche to advertise a rate grid at all.
2.89% to 4.95% advertised
online rate
Not published
monthly fee
Next day
payout
Declined US merchants
Firearms dealers
CBD and vape retail
+1
A bio payment page, invoices and a basic store for freelancers and creators, at 5% a payment with free cash-outs, on partners it does not name.
5% per Dash payment
online rate
$0, no monthly fee
monthly fee
Varies
payout
Freelancers paid from abroad
Creator support pages
Small church and charity giving
+1
UK subscription billing platform that charged a base monthly fee plus a small percentage of billed revenue above a free allowance.
Set by your gateway
online rate
$35 to $45 reported
monthly fee
Varies
payout
Small Subscription Businesses
Hosted Checkout
Low Monthly Billings
Merchant One is a Miami Beach-based ISO that resells Wells Fargo merchant accounts with tiered pricing, Clover hardware and a $13.95 monthly fee.
0.29% to 1.99% qualified
online rate
$13.95
monthly fee
Varies
payout
Small business
Retail
Restaurants