Payment processors with invoicing

Built-in invoicing turns your processor into a lightweight billing tool: send a branded invoice, let customers pay by card or bank transfer, and track what's outstanding. These processors include invoicing without a separate subscription.

36 processors

Stripe logo

Stripe

Verified
Sponsored
No reviews

Developer-first payments infrastructure for internet businesses.

2.9% + $0.30

online rate

$0

monthly fee

2-day

payout

Developers
SaaS
Marketplaces
Razorpay logo

Razorpay

Verified
Sponsored
No reviews

India's developer-friendly payments and business banking suite.

2%

online rate

₹0

monthly fee

T+2

payout

India
Developers
UPI
Helcim logo

Helcim

Verified
No reviews

Transparent interchange-plus pricing with automatic volume discounts.

Interchange + 0.50% + $0.25

online rate

$0

monthly fee

Next day

payout

Growing SMBs
Transparent pricing
Omnichannel
Square logo

Square

Verified
No reviews

All-in-one point of sale and payments for in-person businesses.

2.9% + $0.30

online rate

$0

monthly fee

Next day

payout

Retail
Restaurants
Small business
Stax logo
No reviews

Subscription-style pricing that passes interchange straight through.

Interchange + $0.15

online rate

$99

monthly fee

Next day

payout

High volume
Predictable cost
Established businesses

Publishes its exact interchange-plus markup by industry rather than quoting it, and prices nonprofits lower still.

IC + 0.20% + $0.11

online rate

$20, $15 nonprofit

monthly fee

Varies

payout

Nonprofits
Small Business
Retail Storefronts
+1
SumUp logo
No reviews

Card readers and payments for over 4 million small businesses in 36 markets, with no monthly fees on the standard plan.

3.5% + $0.15 US, 2.5% UK

online rate

$0 standard

monthly fee

Next day

payout

Mobile and market sellers
Cafes and salons
Trades
+1
Paystack logo
No reviews

Stripe-owned African payment platform serving 200,000+ businesses in Nigeria, Ghana, Kenya, South Africa and Cote d'Ivoire.

1.5% + NGN 100, capped

online rate

None

monthly fee

Next day

payout

African ecommerce
Mobile money acceptance
Developer integrations
+1
Paddle logo
No reviews

Merchant of record for software companies: one 5% + $0.50 fee covers payments, global sales tax, billing, fraud and chargeback liability.

5% + $0.50

online rate

None

monthly fee

Varies

payout

SaaS
Consumer software
Game developers
+1
Mollie logo
No reviews

European payment service provider with published per-transaction pricing, deep local method coverage and no monthly fee for online payments.

1.8% + EUR 0.25

online rate

EUR 0 online

monthly fee

Varies

payout

European ecommerce
Small business
Marketplaces
+1
GoCardless logo
No reviews

Bank payment specialist collecting Direct Debit and open banking payments in 30+ countries, with capped per-transaction fees and no monthly cost.

No card payments

online rate

None

monthly fee

Varies

payout

Recurring billing
Invoice collection
Memberships and clubs
+1
Chargebee logo
No reviews

Subscription billing and revenue management platform that sits on top of 40+ payment gateways, from a free pay-as-you-go tier.

Gateway fees separate

online rate

$0 to $99 + overage

monthly fee

Varies

payout

SaaS billing
Usage-based pricing
Dunning and revenue recovery
+1

Frequently asked questions

Can I send invoices and take card payments in one place?
Yes. The processors listed here include invoicing, so you can issue an invoice and collect payment through the same account instead of bolting on a separate billing product.

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