Payment processors with invoicing

Built-in invoicing turns your processor into a lightweight billing tool: send a branded invoice, let customers pay by card or bank transfer, and track what's outstanding. These processors include invoicing without a separate subscription.

32 processors

GoCardless logo
No reviews

Bank payment specialist collecting Direct Debit and open banking payments in 30+ countries, with capped per-transaction fees and no monthly cost.

No card payments

online rate

None

monthly fee

Varies

payout

Recurring billing
Invoice collection
Memberships and clubs
+1
Chargebee logo
No reviews

Subscription billing and revenue management platform that sits on top of 40+ payment gateways, from a free pay-as-you-go tier.

Gateway fees separate

online rate

$0 to $99 + overage

monthly fee

Varies

payout

SaaS billing
Usage-based pricing
Dunning and revenue recovery
+1
PayJunction logo
No reviews

US merchant services provider offering paperless card and ACH processing on month-to-month terms with no cancellation fee.

From 1.49% + $0.15

online rate

None above $10k volume

monthly fee

2-day

payout

Healthcare practices
Auto repair shops
Professional services
Metronome logo
No reviews

Usage-based billing infrastructure for AI and cloud companies, now owned by Stripe. It meters events and issues invoices through your own payment provider.

0.8% of billings

online rate

None on Starter

monthly fee

Varies

payout

AI and LLM billing
Cloud infrastructure
Enterprise contracts
+1
Fluid Pay logo
No reviews

A partner-only white-label payment gateway for ISOs, agents and software platforms that has never boarded a merchant directly.

No gateway markup

online rate

Not published

monthly fee

Varies

payout

ISOs and agents
Software platforms
White-label resellers
Invoiced logo
No reviews

Accounts receivable automation platform, now owned by Flywire, that runs invoicing, collections and cash application on top of your existing payment rails.

Set by your gateway

online rate

Custom quote

monthly fee

Varies

payout

Mid-market B2B
Finance teams
Recurring billing
NOWPayments logo
No reviews

NOWPayments is a non-custodial crypto payment gateway that settles 350-plus cryptocurrencies straight to your own wallet for a 0.5% service fee.

0.5% service fee

online rate

$0

monthly fee

Instant

payout

Crypto-native merchants
Online stores
Donations
Easy Pay Direct logo
No reviews

Austin merchant account provider that splits one merchant's volume across several MIDs, built for high-risk and direct-response sellers.

2.69% + $0.36

online rate

Typically $25

monthly fee

Varies

payout

High-risk merchants
Direct response marketers
Coaching and info products
+1
ChargeOver logo
No reviews

Minneapolis recurring billing and invoicing platform that meters on customer count instead of taking a share of the revenue it bills.

Gateway rate, from 2.9%

online rate

From $229 per month

monthly fee

Varies

payout

B2B Subscriptions
Recurring Invoicing
QuickBooks Users
CSG Forte logo
No reviews

ACH-first payment processor owned by CSG, built for utility, government, healthcare and property management billing rather than card-led retail.

Reported 2.9% + $0.31

online rate

Reported $2.50 gateway

monthly fee

Varies

payout

ACH and eCheck billing
Government and utilities
Property management
+1
Easebuzz logo
No reviews

RBI-licensed Indian payment aggregator for online, offline and cross-border collections, with payouts and reconciliation on the same platform.

Around 1.5% average

online rate

INR 0 per month

monthly fee

Next day

payout

Indian businesses
Education fee collection
Subscriptions
+1
BitPay logo
No reviews

Longest-running major crypto payment processor: accept 100+ cryptocurrencies, settle in fiat daily, with no chargebacks.

No card payments

online rate

None

monthly fee

2-day

payout

Crypto checkout
International sales
High-ticket goods
+1

Frequently asked questions

Can I send invoices and take card payments in one place?
Yes. The processors listed here include invoicing, so you can issue an invoice and collect payment through the same account instead of bolting on a separate billing product.

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