Payment processors with a virtual terminal

A virtual terminal lets you key in card payments from any browser — ideal for phone and mail orders, invoicing, and businesses without a physical card reader. These processors include a virtual terminal in their dashboard.

5 processors

Adyen logo

Adyen

Verified
4.5(4)

Enterprise-grade global payments on a single platform.

Interchange + 0.60% + $0.13

online rate

$0

monthly fee

T+2

payout

Enterprise
Global
Omnichannel
Rated 4.5 out of 5 from 4 reviews.
Helcim logo

Helcim

Verified
4.5(4)

Transparent interchange-plus pricing with automatic volume discounts.

Interchange + 0.50% + $0.25

online rate

$0

monthly fee

Next day

payout

Growing SMBs
Transparent pricing
Omnichannel
Rated 4.5 out of 5 from 4 reviews.
Square logo

Square

Verified
4.5(4)

All-in-one point of sale and payments for in-person businesses.

2.9% + $0.30

online rate

$0

monthly fee

Next day

payout

Retail
Restaurants
Small business
Rated 4.5 out of 5 from 4 reviews.
Stax logo
4.5(4)

Subscription-style pricing that passes interchange straight through.

Interchange + $0.15

online rate

$99

monthly fee

Next day

payout

High volume
Predictable cost
Established businesses
Rated 4.5 out of 5 from 4 reviews.

A long-established payment gateway for online and MOTO payments.

2.9% + $0.30

online rate

$25

monthly fee

Varies

payout

Traditional businesses
MOTO
Virtual terminal
Rated 4.5 out of 5 from 4 reviews.

Frequently asked questions

What is a virtual terminal?
A virtual terminal is a secure web page in your payment dashboard where you manually enter a customer's card details to take a payment — useful for phone (MOTO) and mail orders. Keyed-in transactions usually cost more than card-present ones.

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