Enterprise-grade global payments on a single platform.
Interchange + 0.60% + $0.13
online rate
$0
monthly fee
T+2
payout
Enterprise
Global
Omnichannel
Payment processors with a virtual terminal
A virtual terminal lets you key in card payments from any browser. It's ideal for phone and mail orders, invoicing, and businesses without a physical card reader. These processors include a virtual terminal in their dashboard.
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26 processors
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Transparent interchange-plus pricing with automatic volume discounts.
Interchange + 0.50% + $0.25
online rate
$0
monthly fee
Next day
payout
Growing SMBs
Transparent pricing
Omnichannel
All-in-one point of sale and payments for in-person businesses.
2.9% + $0.30
online rate
$0
monthly fee
Next day
payout
Retail
Restaurants
Small business
Subscription-style pricing that passes interchange straight through.
Interchange + $0.15
online rate
$99
monthly fee
Next day
payout
High volume
Predictable cost
Established businesses
Publishes its exact interchange-plus markup by industry rather than quoting it, and prices nonprofits lower still.
IC + 0.20% + $0.11
online rate
$20, $15 nonprofit
monthly fee
Varies
payout
Nonprofits
Small Business
Retail Storefronts
+1
Card readers and payments for over 4 million small businesses in 36 markets, with no monthly fees on the standard plan.
3.5% + $0.15 US, 2.5% UK
online rate
$0 standard
monthly fee
Next day
payout
Mobile and market sellers
Cafes and salons
Trades
+1
Stripe-owned African payment platform serving 200,000+ businesses in Nigeria, Ghana, Kenya, South Africa and Cote d'Ivoire.
1.5% + NGN 100, capped
online rate
None
monthly fee
Next day
payout
African ecommerce
Mobile money acceptance
Developer integrations
+1
US merchant services provider offering paperless card and ACH processing on month-to-month terms with no cancellation fee.
From 1.49% + $0.15
online rate
None above $10k volume
monthly fee
2-day
payout
Healthcare practices
Auto repair shops
Professional services
White-label gateway sold through ISOs, software platforms and banks, never direct to merchants. One integration reaches more than 150 processor connections.
Set by your acquirer
online rate
About $10 to $25
monthly fee
Varies
payout
ISOs and agents
Software platforms
Omnichannel payments
+1
A partner-only white-label payment gateway for ISOs, agents and software platforms that has never boarded a merchant directly.
No gateway markup
online rate
Not published
monthly fee
Varies
payout
ISOs and agents
Software platforms
White-label resellers
Austin merchant account provider that splits one merchant's volume across several MIDs, built for high-risk and direct-response sellers.
2.69% + $0.36
online rate
Typically $25
monthly fee
Varies
payout
High-risk merchants
Direct response marketers
Coaching and info products
+1
ACH-first payment processor owned by CSG, built for utility, government, healthcare and property management billing rather than card-led retail.
Reported 2.9% + $0.31
online rate
Reported $2.50 gateway
monthly fee
Varies
payout
ACH and eCheck billing
Government and utilities
Property management
+1Frequently asked questions
- What is a virtual terminal?
- A virtual terminal is a secure web page in your payment dashboard where you manually enter a customer's card details to take a payment, useful for phone (MOTO) and mail orders. Keyed-in transactions usually cost more than card-present ones.
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