What is the Yolo Brothers Inc charge on my credit card?
Facts checked
Short answer
Yolo Brothers Inc. is the US company that bills for Nebula, the horoscope and psychic reading service at asknebula.com. The charge usually starts as a $1 to $5 reading from a social media ad and turns into a subscription of roughly $30 to $50 every 30 days. The FTC sued the group behind Nebula in June 2026.
How it shows up on your statement
- YOLO BROTHERS
- PAYPAL *NUMEROLOGY
- NEBULA
Banks trim and reformat these, so yours may be shorter or carry a different city or number. Why charge names look strange.
Who is Yolo Brothers Inc?
Yolo Brothers Inc. is a Delaware corporation with an office at 500 North Rainbow Boulevard in Las Vegas. Its website describes it as a payments and infrastructure provider for businesses in the spiritual and wellness industry, and it sends anyone with an order question to Nebula's support address. Nebula's older subscription terms named Yolo Brothers as the company customers were contracting with.
On June 2, 2026, the Federal Trade Commission sued a group of companies it calls the Genesis Tech enterprise, including the business behind Nebula, over its subscription practices. The complaint (FTC v. GM Universeapps Ltd., No. 26-cv-5232, Northern District of California) names Yolo Brothers as a defendant and alleges it was used to debit US consumers' cards and to open the merchant accounts those charges ran through. A federal court temporarily halted the operation in June, and in July Yolo Brothers agreed to a preliminary injunction. These are allegations in a case that is still pending.
Nebula's terms were updated on April 2, 2026 to name a Cyprus company, Spiritual Nebula Limited, so newer charges may arrive under a different name.
Why is Yolo Brothers on my card statement?
Nearly everyone with this charge answered an ad for a cheap reading: a $1 horoscope, a free birth chart, a palm or soulmate reading. The FTC complaint describes the path: a quiz, a screen asking you to choose your own trial price, then fine print. One version it quotes says that after a 7-day trial for $5 you "will automatically be charged $45 every 30 days until you cancel."
- A trial that became a subscription. Reported recurring amounts are $45, $49.99 and $29.99 every 30 days.
- The trial and the first month at once. The FTC alleges Nebula has charged the trial fee and the first subscription fee at the same time.
- Credits for psychic chats, which Nebula's terms say can refill automatically.
- A small verification charge. Nebula's terms say it may test your card with a temporary charge that's refunded within 10 business days.
- Charges after cancelling. The FTC complaint alleges that even when Nebula confirms a cancellation, it often keeps billing.
A lot of these payments go through PayPal, so your card statement may show a PayPal line, sometimes under another name such as NUMEROLOGY or Destiny, instead of Yolo Brothers. One Reddit user's bank couldn't find the charges until they matched the dates in PayPal.
How to cancel Nebula and get your money back
Deleting the app cancels nothing. Cancel at the source, then cut off the payment method.
- On the web, log in at asknebula.com and open Profile, then Settings, Manage Subscription, Cancel Subscription. Confirm on both pop-ups.
- In PayPal, go to Settings, then Payments, then Automatic Payments (or Subscriptions and saved businesses). Find YOLO BROTHERS or Nebula and cancel the billing agreement. That stops future payments whatever Nebula's site says.
- If you subscribed through Apple or Google, cancel in your App Store or Google Play subscriptions. Apple and Google handle refunds for those.
- If none of that works, submit a request at Nebula's support center or email support@asknebula.com with a screenshot of the payment, the first 6 and last 4 digits of the card, your country and your sign-up email.
Nebula's refund policy says purchases are non-refundable unless the law requires otherwise, and approved refunds take at least 15 business days. Results vary. Some people on Reddit got quick refunds after mentioning the FTC case; others on BBB Scam Tracker had refund requests and PayPal disputes turned down. If support refuses, dispute with your card issuer and file a report at ReportFraud.ftc.gov.
What if you never signed up for Nebula?
A forgotten $1 reading explains most of these. Check before you dispute.
- Search your email, spam included, for Nebula, AskNebula, appnebula and Yolo Brothers. Many people paid a dollar or two for a reading from a Facebook or Instagram ad without realizing it was a trial.
- Try logging in at asknebula.com with your email, or with Sign in with Google or Apple. One Reddit user found an account existed that way.
- Check PayPal's automatic payments for YOLO BROTHERS, Nebula, Numerology or Destiny.
- Ask family members, older relatives especially. BBB scam reports about these charges include people over 75.
If there really is no account, report the charge to your card issuer or PayPal as unauthorized, ask for a new card number, and report it at ReportFraud.ftc.gov, which is where the FTC points consumers on this case.
Still don’t recognize it? Dispute it with your bank
- Open the transaction in your banking app. The detail view often shows a longer merchant name, a phone number or a city that the statement line cuts off.
- Ask the merchant for a refund first. It is usually faster than a dispute, and your card issuer may ask whether you tried.
- If the merchant says no, or you think your card number was stolen, call the number on the back of your card. Ask them to dispute the charge and, if it is fraud, to cancel the card and send a new one.
- For a credit card, follow up in writing. The FTC says your letter should reach the issuer within 60 days after the first bill with the error was sent to you, at the billing inquiries address rather than the payments address.
Federal law caps what you owe for unauthorized credit card charges at $50. Debit cards work differently: if only your card number was used, you owe nothing as long as you report it within 60 days after the statement is sent, but the money is gone from your account while the bank looks into it. See the FTC's guide to lost or stolen cards. A successful dispute becomes a chargeback against the merchant.
Questions people ask
- What is Yolo Brothers Inc?
- A Delaware company based in Las Vegas that bills for Nebula, the horoscope and psychic reading service at asknebula.com. The FTC named it as a defendant in a June 2026 lawsuit over subscription practices.
- Why is Yolo Brothers charging me $49.99 every month?
- That's a reported recurring price for a Nebula subscription, which usually starts as a $1 to $5 reading from an ad. Cancel in your asknebula.com settings and in PayPal's automatic payments.
- Is Yolo Brothers a scam?
- The FTC alleges the group behind Nebula, including Yolo Brothers, ran deceptive subscription schemes, and a court temporarily halted the operation in June 2026. The case is pending, so those are allegations, not findings.
- How do I get a refund from Yolo Brothers?
- Ask Nebula support first at support@asknebula.com. Its policy calls purchases non-refundable unless the law requires otherwise, so if it refuses, dispute the charges with your card issuer or PayPal and report them at ReportFraud.ftc.gov.
- Why can't my bank find the Yolo Brothers charge?
- Payments made through PayPal can show up as a PayPal line with a different name, such as NUMEROLOGY or Destiny. Match the dates in your PayPal activity against the card statement.
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