Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 4 of 4.
| Compare |  SaturnShiftNo reviews |  SquareNo reviews |  HelcimNo reviews |  PayPalNo reviews |
|---|---|---|---|---|
| Pricing | ||||
| Online card rate | Stripe fee + 0.15% + $0.10 | 2.9% + $0.30 | Interchange + 0.50% + $0.25 | 2.99% + $0.49 |
| In-person rate | N/A | 2.6% + $0.15 | Interchange + 0.40% + $0.08 | 2.29% + $0.09 |
| Keyed-in rate | N/A | 3.5% + $0.15 | N/A | 3.49% + $0.09 |
| International | USD only, Stripe's card fees apply to foreign cards | N/A | N/A | +1.5% |
| ACH / bank | N/A | 1% ($1 min) | 0.5% + $0.25 (cap $6) | 0.8% (cap $5) |
| Monthly fee | $0, $49 or $69 | $0 | $0 | $0 |
| Setup fee | $0 | N/A | N/A | N/A |
| Monthly minimum | None published | N/A | N/A | N/A |
| Chargeback fee | Stripe's dispute fee on cards, no chargebacks on stablecoins | $0 | $15 | $20 |
| Pricing model | Subscription, Flat rate | Flat rate | Interchange-plus | Flat rate |
| Contract | Month-to-month | No contract | No contract | No contract |
| Free trial | Yes | Yes | No | No |
| Payout time | Varies | Next day | Next day | Instant |
| Payment methods | ||||
| Visa | Yes | Yes | Yes | Yes |
| Mastercard | Yes | Yes | Yes | Yes |
| Amex | Yes | Yes | Yes | Yes |
| Discover | Yes | Yes | Yes | Yes |
| Apple Pay | Yes | Yes | Yes | No |
| Google Pay | Yes | Yes | Yes | No |
| ACH | Yes | No | Yes | No |
| Crypto | Yes | No | No | No |
| Wallets | No | Yes | No | Yes |
| PayPal | No | No | No | Yes |
| BNPL | No | No | No | Yes |
| Integrations | ||||
| Hosted checkout | Yes | Yes | Yes | Yes |
| Payment links | Yes | Yes | Yes | Yes |
| Invoicing | Yes | Yes | Yes | Yes |
| WooCommerce | Yes | Yes | No | Yes |
| POS hardware | No | Yes | Yes | No |
| Wix | No | Yes | No | No |
| Virtual terminal | No | Yes | Yes | No |
| API | No | No | Yes | No |
| Shopify | No | No | No | Yes |
| BigCommerce | No | No | No | Yes |
| Features | ||||
| Recurring billing | Yes | Yes | Yes | Yes |
| Reporting dashboard | Yes | Yes | Yes | Yes |
| Tap to pay | No | Yes | Yes | No |
| Fraud protection | No | Yes | Yes | Yes |
| No rolling reserve | No | No | Yes | No |
| Chargeback protection | No | No | No | Yes |
| Company | ||||
| Founded | N/A | 2009 | 2006 | 1998 |
| Headquarters | Castle Rock, Colorado, United States | Oakland, CA, USA | Calgary, AB, Canada | San Jose, CA, USA |
| Company size | 1-50 staff | 1000+ staff | 51-250 staff | 1000+ staff |
| Regions | US | US, CA, UK, EU | US, CA | US, CA, EU, UK, Global |
| PCI level | N/A | Level 1 | Level 1 | Level 1 |
| Currencies | USD for cards, ACH, invoices and checkout. USDC on Ethereum, Base, Arbitrum and Polygon and USDT on Ethereum and Base, settled in kind to the merchant's own wallet | Multiple (by region) | USD, CAD | 100+ currencies |
| High-risk friendly | No | No | No | No |
| Get started | ||||
| Visit / profile | ||||