Compare processors

Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.

Comparing 2 of 4.

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GoCardless logo
GoCardlessNo reviews
Razorpay logo
Razorpay4.5(4)
Sponsored
Pricing
Online card rateNo card payments2%
In-person rateN/AN/A
Keyed-in rateN/AN/A
International2% + 20p in the UK, 1.5% + $0.05 in the US, per international collection3%
ACH / bank0.5% + $0.05 capped at $5N/A
Monthly feeNone₹0
Setup feeNone₹0
Monthly minimumNoneN/A
Chargeback feeUSD 5 per chargeback beyond 15 a month in the US, not published in the UK and EUN/A
Pricing modelFlat rate, Custom quoteFlat rate
ContractMonth-to-monthNo contract
Free trialYesNo
Payout timeVariesT+2
Payment methods
ACHYesNo
SEPAYesNo
VisaNoYes
MastercardNoYes
AmexNoYes
UPINoYes
NetbankingNoYes
WalletsNoYes
BNPLNoYes
Integrations
APIYesYes
Hosted checkoutYesYes
Payment linksYesYes
WooCommerceYesYes
InvoicingYesYes
Drop-in UINoYes
Mobile SDKNoYes
Features
Recurring billingYesYes
Multi-currencyYesNo
Fraud protectionYesYes
Reporting dashboardYesYes
Developer-friendlyYesYes
3D SecureNoYes
Company
Founded20112014
HeadquartersLondon, United KingdomBengaluru, India
Company size251-1000 staff1000+ staff
RegionsUK, EU, US, CA, GlobalIN
PCI levelN/ALevel 1
Currencies8 collection currencies: GBP, EUR, USD, CAD, AUD, NZD, SEK and DKK, with FX handled through a Wise partnershipINR (+ international acceptance)
High-risk friendlyNoNo
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