Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 4 of 4.
| Compare | GoCardlessNo reviews | Braintree4.5(4) | Razorpay4.5(4) Sponsored | Stripe4.5(4) Sponsored |
|---|---|---|---|---|
| Pricing | ||||
| Online card rate | No card payments | 2.89% + $0.29 | 2% | 2.9% + $0.30 |
| In-person rate | N/A | N/A | N/A | 2.7% + $0.05 |
| Keyed-in rate | N/A | N/A | N/A | 3.4% + $0.30 |
| International | 2% + 20p in the UK, 1.5% + $0.05 in the US, per international collection | +1% (currency) +1% (non-US card) | 3% | +1.5% |
| ACH / bank | 0.5% + $0.05 capped at $5 | 0.75% (cap $5) | N/A | 0.8% (cap $5) |
| Monthly fee | None | $0 | ₹0 | $0 |
| Setup fee | None | N/A | ₹0 | N/A |
| Monthly minimum | None | N/A | N/A | N/A |
| Chargeback fee | USD 5 per chargeback beyond 15 a month in the US, not published in the UK and EU | $15 | N/A | $15 |
| Pricing model | Flat rate, Custom quote | Flat rate | Flat rate | Flat rate, Custom quote |
| Contract | Month-to-month | No contract | No contract | No contract |
| Free trial | Yes | No | No | No |
| Payout time | Varies | 2-day | T+2 | 2-day |
| Payment methods | ||||
| ACH | Yes | Yes | No | Yes |
| SEPA | Yes | No | No | Yes |
| Visa | No | Yes | Yes | Yes |
| Mastercard | No | Yes | Yes | Yes |
| Amex | No | Yes | Yes | Yes |
| Discover | No | Yes | No | Yes |
| Apple Pay | No | Yes | No | Yes |
| Google Pay | No | Yes | No | Yes |
| PayPal | No | Yes | No | No |
| Wallets | No | Yes | Yes | Yes |
| UPI | No | No | Yes | No |
| Netbanking | No | No | Yes | No |
| BNPL | No | No | Yes | Yes |
| Integrations | ||||
| API | Yes | Yes | Yes | Yes |
| Hosted checkout | Yes | No | Yes | Yes |
| Payment links | Yes | Yes | Yes | Yes |
| WooCommerce | Yes | Yes | Yes | Yes |
| Invoicing | Yes | No | Yes | Yes |
| Drop-in UI | No | Yes | Yes | Yes |
| Mobile SDK | No | Yes | Yes | Yes |
| Shopify | No | No | No | Yes |
| Features | ||||
| Recurring billing | Yes | Yes | Yes | Yes |
| Multi-currency | Yes | Yes | No | Yes |
| Fraud protection | Yes | Yes | Yes | Yes |
| Reporting dashboard | Yes | No | Yes | Yes |
| Developer-friendly | Yes | Yes | Yes | Yes |
| 3D Secure | No | Yes | Yes | Yes |
| Tokenization | No | Yes | No | Yes |
| Marketplace split | No | No | No | Yes |
| Company | ||||
| Founded | 2011 | 2007 | 2014 | 2010 |
| Headquarters | London, United Kingdom | Chicago, IL, USA | Bengaluru, India | San Francisco, CA, USA |
| Company size | 251-1000 staff | 251-1000 staff | 1000+ staff | 1000+ staff |
| Regions | UK, EU, US, CA, Global | US, CA, EU, UK, Global | IN | US, CA, EU, UK, Global |
| PCI level | N/A | Level 1 | Level 1 | Level 1 |
| Currencies | 8 collection currencies: GBP, EUR, USD, CAD, AUD, NZD, SEK and DKK, with FX handled through a Wise partnership | 130+ currencies | INR (+ international acceptance) | 135+ currencies |
| High-risk friendly | No | No | No | No |
| Get started | ||||
| Visit / profile | ||||