Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 4 of 4.
| Compare |  AirwallexNo reviews |  Razorpay4.5(4) Sponsored |  PayU4.5(4) |  PayPal4.5(4) |
|---|---|---|---|---|
| Pricing | ||||
| Online card rate | 2.80% + $0.30 US | 2% | 2% to 3% (by market) | 2.99% + $0.49 |
| In-person rate | N/A | N/A | N/A | 2.29% + $0.09 |
| Keyed-in rate | N/A | N/A | N/A | 3.49% + $0.09 |
| International | 4.30% + $0.30 in the US, 3.15% + 20p in the UK | 3% | Varies by market | +1.5% |
| ACH / bank | N/A | N/A | N/A | 0.8% (cap $5) |
| Monthly fee | $0 US Explore plan | ₹0 | Varies | $0 |
| Setup fee | None | ₹0 | N/A | N/A |
| Monthly minimum | None | N/A | N/A | N/A |
| Chargeback fee | Charged per regional fee schedule, not published as a single figure | N/A | N/A | $20 |
| Pricing model | Flat rate, Subscription, Custom quote | Flat rate | Custom quote, Flat rate | Flat rate |
| Contract | No contract | No contract | Annual | No contract |
| Free trial | No | No | No | No |
| Payout time | Varies | T+2 | Varies | Instant |
| Payment methods | ||||
| Visa | Yes | Yes | Yes | Yes |
| Mastercard | Yes | Yes | Yes | Yes |
| Amex | Yes | Yes | Yes | Yes |
| Discover | Yes | No | No | Yes |
| Apple Pay | Yes | No | No | No |
| Google Pay | Yes | No | No | No |
| BNPL | Yes | Yes | Yes | Yes |
| Wallets | Yes | Yes | Yes | Yes |
| UPI | No | Yes | Yes | No |
| Netbanking | No | Yes | Yes | No |
| PayPal | No | No | No | Yes |
| Integrations | ||||
| API | Yes | Yes | Yes | No |
| Hosted checkout | Yes | Yes | Yes | Yes |
| Drop-in UI | Yes | Yes | Yes | No |
| Payment links | Yes | Yes | Yes | Yes |
| Mobile SDK | Yes | Yes | Yes | No |
| Shopify | Yes | No | No | Yes |
| WooCommerce | Yes | Yes | No | Yes |
| Magento | Yes | No | No | No |
| Invoicing | No | Yes | No | Yes |
| BigCommerce | No | No | No | Yes |
| Features | ||||
| Recurring billing | Yes | Yes | No | Yes |
| Multi-currency | Yes | No | Yes | No |
| Fraud protection | Yes | Yes | Yes | Yes |
| 3D Secure | Yes | Yes | Yes | No |
| Tokenization | Yes | No | No | No |
| Marketplace split | Yes | No | No | No |
| Reporting dashboard | Yes | Yes | No | Yes |
| Developer-friendly | Yes | Yes | No | No |
| Chargeback protection | No | No | Yes | Yes |
| Company | ||||
| Founded | 2015 | 2014 | 2002 | 1998 |
| Headquarters | Singapore and San Francisco, United States | Bengaluru, India | Hoofddorp, Netherlands | San Jose, CA, USA |
| Company size | 1000+ staff | 1000+ staff | 1000+ staff | 1000+ staff |
| Regions | US, UK, EU, CA, Global | IN | IN, EU, Global | US, CA, EU, UK, Global |
| PCI level | Level 1 | Level 1 | Level 1 | Level 1 |
| Currencies | Accept in 180+ countries with 160+ local payment methods, hold balances in 20+ currencies, settle like-for-like without forced conversion | INR (+ international acceptance) | Local currencies across 50+ markets | 100+ currencies |
| High-risk friendly | No | No | Yes | No |
| Get started | ||||
| Visit / profile | ||||