BitPay vs NOWPayments

A side-by-side look at BitPay and NOWPayments: pricing, payment methods, integrations, features, and company facts. Add up to 4 processors to widen the comparison.

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BitPay logo
BitPayNo reviews
NOWPayments logo
NOWPaymentsNo reviews
Pricing
Online card rateNo card payments0.5% service fee
In-person rateN/AN/A
Keyed-in rateN/AN/A
InternationalSame crypto rate worldwide, crypto settlement available in 200+ countries0.5% worldwide, crypto settlement has no cross-border surcharge
ACH / bankN/AN/A
Monthly feeNone$0
Setup feeNone$0
Monthly minimumNoneNone
Chargeback feeNone, blockchain payments cannot be charged backNone, on-chain payments are irreversible and cannot be charged back
Pricing modelFlat rate, TieredFlat rate
ContractNo contractNo contract
Free trialNoNo
Payout time2-dayInstant
Payment methods
CryptoYesYes
Integrations
APIYesYes
Hosted checkoutYesYes
Payment linksYesYes
InvoicingYesYes
ShopifyYesYes
WooCommerceYesYes
MagentoYesYes
BigCommerceYesNo
WixYesNo
Drop-in UINoYes
Features
Multi-currencyYesYes
Chargeback protectionYesNo
Reporting dashboardYesYes
Developer-friendlyYesYes
Recurring billingNoYes
No rolling reserveNoYes
Company
Founded20112019
HeadquartersAtlanta, Georgia, United StatesTallinn, Estonia
Company size51-250 staff1-50 staff
RegionsUS, CA, UK, EU, GlobalGlobal
PCI levelN/AN/A
CurrenciesAccepts 100+ cryptocurrencies, settles in 8 fiat currencies including USD, EUR and GBP across 37 countries, or in 15 cryptos and stablecoins worldwide350+ cryptocurrencies and 75+ fiat display currencies
High-risk friendlyNoYes
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