Stripe vs NOWPayments
A side-by-side look at Stripe and NOWPayments: pricing, payment methods, integrations, features, and company facts. Add up to 4 processors to widen the comparison.
Comparing 2 of 4.
| Compare |  Stripe4.5(4) Sponsored |  NOWPaymentsNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | 2.9% + $0.30 | 0.5% service fee |
| In-person rate | 2.7% + $0.05 | N/A |
| Keyed-in rate | 3.4% + $0.30 | N/A |
| International | +1.5% | 0.5% worldwide, crypto settlement has no cross-border surcharge |
| ACH / bank | 0.8% (cap $5) | N/A |
| Monthly fee | $0 | $0 |
| Setup fee | N/A | $0 |
| Monthly minimum | N/A | None |
| Chargeback fee | $15 | None, on-chain payments are irreversible and cannot be charged back |
| Pricing model | Flat rate, Custom quote | Flat rate |
| Contract | No contract | No contract |
| Free trial | No | No |
| Payout time | 2-day | Instant |
| Payment methods | ||
| Visa | Yes | No |
| Mastercard | Yes | No |
| Amex | Yes | No |
| Discover | Yes | No |
| Apple Pay | Yes | No |
| Google Pay | Yes | No |
| ACH | Yes | No |
| SEPA | Yes | No |
| BNPL | Yes | No |
| Wallets | Yes | No |
| Crypto | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Drop-in UI | Yes | Yes |
| Shopify | Yes | Yes |
| WooCommerce | Yes | Yes |
| Mobile SDK | Yes | No |
| Payment links | Yes | Yes |
| Invoicing | Yes | Yes |
| Magento | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Multi-currency | Yes | Yes |
| Fraud protection | Yes | No |
| 3D Secure | Yes | No |
| Tokenization | Yes | No |
| Marketplace split | Yes | No |
| Reporting dashboard | Yes | Yes |
| Developer-friendly | Yes | Yes |
| No rolling reserve | No | Yes |
| Company | ||
| Founded | 2010 | 2019 |
| Headquarters | San Francisco, CA, USA | Tallinn, Estonia |
| Company size | 1000+ staff | 1-50 staff |
| Regions | US, CA, EU, UK, Global | Global |
| PCI level | Level 1 | N/A |
| Currencies | 135+ currencies | 350+ cryptocurrencies and 75+ fiat display currencies |
| High-risk friendly | No | Yes |
| Get started | ||
| Visit / profile | ||