In-Person and Retail POS

Card-present payments with terminals, readers, and tap-to-pay.

For shops, markets, and pop-ups, in-person processors combine competitive card-present rates with hardware, fast payouts, and tap-to-pay. Compare the options for taking payments at the counter or on the go.

18 processors

Windcave logo
No reviews

New Zealand-based omnichannel processor and acquirer covering online, in-store and unattended payments in more than 40 countries.

Custom quote

online rate

Custom quote

monthly fee

Next day

payout

Omnichannel retail
Unattended payments
Enterprise
+1
Tidal Commerce logo
No reviews

Chicago ISO selling interchange-plus card processing, a branded gateway and its own Waves POS system. Sponsored into the card networks by Westamerica Bank.

Custom quote

online rate

Custom quote

monthly fee

2-day

payout

Retail stores
Restaurants
Hotels and hospitality
+1
Payment Depot logo
No reviews

Stax-owned US merchant account provider that dropped the flat membership fee it was built on. Pricing is now interchange-plus, quoted account by account.

Custom quote

online rate

Custom quote

monthly fee

Varies

payout

Small Business
Retail Storefronts
Ecommerce
+1
Clover logo
No reviews

Fiserv-owned POS sold direct and through banks and ISOs, at 2.6% + $0.10 in person on Starter and 2.3% + $0.10 on the Retail and Restaurant Growth plans.

3.5% + $0.10

online rate

$0 to $89.95 per software plan

monthly fee

Varies

payout

Counter-service restaurants
Retail shops
Appointment-based services
+1
Elavon logo
No reviews

U.S. Bank's merchant acquirer, with more than 2 million customers in the US, Europe and Canada and merchant processing in over 30 countries, on quoted pricing.

From 2.90% + $0.30 per qualified transaction

online rate

$10 small business fee, per CardFellow

monthly fee

2-day

payout

Hotels and restaurant groups
Multi-location retail
Airlines and travel
+1
Merchant One logo
No reviews

Merchant One is a Miami Beach-based ISO that resells Wells Fargo merchant accounts with tiered pricing, Clover hardware and a $13.95 monthly fee.

0.29% to 1.99% qualified

online rate

$13.95

monthly fee

Varies

payout

Small business
Retail
Restaurants