Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  Razorpay4.5(4) Sponsored |  Authorize.net4.5(4) |
|---|---|---|
| Pricing | ||
| Online card rate | 2% | 2.9% + $0.30 |
| In-person rate | — | — |
| Keyed-in rate | — | 2.9% + $0.30 |
| International | 3% | — |
| ACH / bank | — | 0.75% (eCheck) |
| Monthly fee | ₹0 | $25 |
| Setup fee | ₹0 | $0 |
| Monthly minimum | — | — |
| Chargeback fee | — | $25 |
| Pricing model | Flat rate | Flat rate, Subscription |
| Contract | No contract | Month-to-month |
| Free trial | No | No |
| Payout time | T+2 | Varies |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| UPI | Yes | No |
| Netbanking | Yes | No |
| Wallets | Yes | Yes |
| BNPL | Yes | No |
| Discover | No | Yes |
| Apple Pay | No | Yes |
| ACH | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Drop-in UI | Yes | No |
| WooCommerce | Yes | Yes |
| Payment links | Yes | No |
| Invoicing | Yes | Yes |
| Mobile SDK | Yes | No |
| Virtual terminal | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Fraud protection | Yes | Yes |
| 3D Secure | Yes | No |
| Reporting dashboard | Yes | Yes |
| Developer-friendly | Yes | No |
| Tokenization | No | Yes |
| Company | ||
| Founded | 2014 | 1996 |
| Headquarters | Bengaluru, India | Foster City, CA, USA |
| Company size | 1000+ staff | 251-1000 staff |
| Regions | IN | US, CA, UK, EU |
| PCI level | Level 1 | Level 1 |
| Currencies | INR (+ international acceptance) | Multiple (via merchant account) |
| High-risk friendly | No | No |
| Get started | ||
| Visit / profile | ||