Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  PayU4.5(4) |  Authorize.net4.5(4) |
|---|---|---|
| Pricing | ||
| Online card rate | 2% – 3% (by market) | 2.9% + $0.30 |
| In-person rate | — | — |
| Keyed-in rate | — | 2.9% + $0.30 |
| International | Varies by market | — |
| ACH / bank | — | 0.75% (eCheck) |
| Monthly fee | Varies | $25 |
| Setup fee | — | $0 |
| Monthly minimum | — | — |
| Chargeback fee | — | $25 |
| Pricing model | Custom quote, Flat rate | Flat rate, Subscription |
| Contract | Annual | Month-to-month |
| Free trial | No | No |
| Payout time | Varies | Varies |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| UPI | Yes | No |
| Netbanking | Yes | No |
| Wallets | Yes | Yes |
| BNPL | Yes | No |
| Discover | No | Yes |
| Apple Pay | No | Yes |
| ACH | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Drop-in UI | Yes | No |
| Mobile SDK | Yes | No |
| Payment links | Yes | No |
| Virtual terminal | No | Yes |
| WooCommerce | No | Yes |
| Invoicing | No | Yes |
| Features | ||
| Multi-currency | Yes | No |
| Fraud protection | Yes | Yes |
| 3D Secure | Yes | No |
| Chargeback protection | Yes | No |
| Recurring billing | No | Yes |
| Tokenization | No | Yes |
| Reporting dashboard | No | Yes |
| Company | ||
| Founded | 2002 | 1996 |
| Headquarters | Hoofddorp, Netherlands | Foster City, CA, USA |
| Company size | 1000+ staff | 251-1000 staff |
| Regions | IN, EU, Global | US, CA, UK, EU |
| PCI level | Level 1 | Level 1 |
| Currencies | Local currencies across 50+ markets | Multiple (via merchant account) |
| High-risk friendly | Yes | No |
| Get started | ||
| Visit / profile | ||