Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 4 of 4.
| Compare |  PayPal4.5(4) |  Authorize.net4.5(4) |  Helcim4.5(4) |  Stripe4.5(4) Sponsored |
|---|---|---|---|---|
| Pricing | ||||
| Online card rate | 2.99% + $0.49 | 2.9% + $0.30 | Interchange + 0.50% + $0.25 | 2.9% + $0.30 |
| In-person rate | 2.29% + $0.09 | N/A | Interchange + 0.40% + $0.08 | 2.7% + $0.05 |
| Keyed-in rate | 3.49% + $0.09 | 2.9% + $0.30 | N/A | 3.4% + $0.30 |
| International | +1.5% | N/A | N/A | +1.5% |
| ACH / bank | 0.8% (cap $5) | 0.75% (eCheck) | 0.5% + $0.25 (cap $6) | 0.8% (cap $5) |
| Monthly fee | $0 | $25 | $0 | $0 |
| Setup fee | N/A | $0 | N/A | N/A |
| Monthly minimum | N/A | N/A | N/A | N/A |
| Chargeback fee | $20 | $25 | $15 | $15 |
| Pricing model | Flat rate | Flat rate, Subscription | Interchange-plus | Flat rate, Custom quote |
| Contract | No contract | Month-to-month | No contract | No contract |
| Free trial | No | No | No | No |
| Payout time | Instant | Varies | Next day | 2-day |
| Payment methods | ||||
| Visa | Yes | Yes | Yes | Yes |
| Mastercard | Yes | Yes | Yes | Yes |
| Amex | Yes | Yes | Yes | Yes |
| Discover | Yes | Yes | Yes | Yes |
| PayPal | Yes | No | No | No |
| BNPL | Yes | No | No | Yes |
| Wallets | Yes | Yes | No | Yes |
| Apple Pay | No | Yes | Yes | Yes |
| ACH | No | Yes | Yes | Yes |
| Google Pay | No | No | Yes | Yes |
| SEPA | No | No | No | Yes |
| Integrations | ||||
| Hosted checkout | Yes | Yes | Yes | Yes |
| Shopify | Yes | No | No | Yes |
| WooCommerce | Yes | Yes | No | Yes |
| BigCommerce | Yes | No | No | No |
| Payment links | Yes | No | Yes | Yes |
| Invoicing | Yes | Yes | Yes | Yes |
| API | No | Yes | Yes | Yes |
| Virtual terminal | No | Yes | Yes | No |
| POS hardware | No | No | Yes | No |
| Drop-in UI | No | No | No | Yes |
| Mobile SDK | No | No | No | Yes |
| Features | ||||
| Fraud protection | Yes | Yes | Yes | Yes |
| Chargeback protection | Yes | No | No | No |
| Reporting dashboard | Yes | Yes | Yes | Yes |
| Recurring billing | Yes | Yes | Yes | Yes |
| Tokenization | No | Yes | No | Yes |
| Tap to pay | No | No | Yes | No |
| No rolling reserve | No | No | Yes | No |
| Multi-currency | No | No | No | Yes |
| 3D Secure | No | No | No | Yes |
| Marketplace split | No | No | No | Yes |
| Developer-friendly | No | No | No | Yes |
| Company | ||||
| Founded | 1998 | 1996 | 2006 | 2010 |
| Headquarters | San Jose, CA, USA | Foster City, CA, USA | Calgary, AB, Canada | San Francisco, CA, USA |
| Company size | 1000+ staff | 251-1000 staff | 51-250 staff | 1000+ staff |
| Regions | US, CA, EU, UK, Global | US, CA, UK, EU | US, CA | US, CA, EU, UK, Global |
| PCI level | Level 1 | Level 1 | Level 1 | Level 1 |
| Currencies | 100+ currencies | Multiple (via merchant account) | USD, CAD | 135+ currencies |
| High-risk friendly | No | No | No | No |
| Get started | ||||
| Visit / profile | ||||