Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 4 of 4.
| Compare |  PaymentCloudNo reviews |  PayU4.5(4) |  CorepayNo reviews |  NOWPaymentsNo reviews |
|---|---|---|---|---|
| Pricing | ||||
| Online card rate | Custom quote | 2% to 3% (by market) | Custom quote | 0.5% service fee |
| In-person rate | Custom quote. Reviewers report about 2% + $0.25 for low-risk accounts | N/A | N/A | N/A |
| Keyed-in rate | N/A | N/A | N/A | N/A |
| International | N/A | Varies by market | N/A | 0.5% worldwide, crypto settlement has no cross-border surcharge |
| ACH / bank | Custom quote | N/A | Custom quote, marketed as lower cost than card processing | N/A |
| Monthly fee | $5 to $25 reported | Varies | None advertised | $0 |
| Setup fee | $0 | N/A | $0 | $0 |
| Monthly minimum | N/A | N/A | None | None |
| Chargeback fee | N/A | N/A | Not published, set per account | None, on-chain payments are irreversible and cannot be charged back |
| Pricing model | Custom quote, Flat rate, Tiered, Interchange-plus | Custom quote, Flat rate | Flat rate, Interchange-plus, Custom quote | Flat rate |
| Contract | Long-term | Annual | Long-term | No contract |
| Free trial | No | No | No | No |
| Payout time | 2-day | Varies | Next day | Instant |
| Payment methods | ||||
| Visa | Yes | Yes | Yes | No |
| Mastercard | Yes | Yes | Yes | No |
| Amex | Yes | Yes | Yes | No |
| Discover | Yes | No | Yes | No |
| Apple Pay | Yes | No | Yes | No |
| Google Pay | Yes | No | Yes | No |
| ACH | Yes | No | Yes | No |
| Crypto | Yes | No | Yes | Yes |
| Wallets | Yes | Yes | Yes | No |
| UPI | No | Yes | Yes | No |
| Netbanking | No | Yes | No | No |
| BNPL | No | Yes | No | No |
| PayPal | No | No | Yes | No |
| SEPA | No | No | Yes | No |
| Wire | No | No | Yes | No |
| Integrations | ||||
| API | Yes | Yes | Yes | Yes |
| Hosted checkout | Yes | Yes | No | Yes |
| Virtual terminal | Yes | No | No | No |
| POS hardware | Yes | No | No | No |
| Shopify | Yes | No | Yes | Yes |
| WooCommerce | Yes | No | Yes | Yes |
| Magento | Yes | No | Yes | Yes |
| BigCommerce | Yes | No | Yes | No |
| Drop-in UI | No | Yes | No | Yes |
| Mobile SDK | No | Yes | No | No |
| Payment links | No | Yes | No | Yes |
| Wix | No | No | Yes | No |
| Invoicing | No | No | No | Yes |
| Features | ||||
| Fraud protection | Yes | Yes | Yes | No |
| Chargeback protection | Yes | Yes | Yes | No |
| Recurring billing | Yes | No | Yes | Yes |
| Reporting dashboard | Yes | No | Yes | Yes |
| Tokenization | Yes | No | Yes | No |
| Tap to pay | Yes | No | No | No |
| Multi-currency | No | Yes | Yes | Yes |
| 3D Secure | No | Yes | No | No |
| 24/7 support | No | No | Yes | No |
| No rolling reserve | No | No | No | Yes |
| Developer-friendly | No | No | No | Yes |
| Company | ||||
| Founded | 2015 | 2002 | N/A | 2019 |
| Headquarters | Encino, CA, United States | Hoofddorp, Netherlands | Winter Park, FL, United States | Tallinn, Estonia |
| Company size | 51-250 staff | 1000+ staff | 1-50 staff | 1-50 staff |
| Regions | US, CA, EU | IN, EU, Global | US, CA, EU, UK | Global |
| PCI level | Level 1 | Level 1 | Level 1 | N/A |
| Currencies | Mainly USD, with accounts available to US, Canadian and European merchants | Local currencies across 50+ markets | Multi-currency, with acquiring in the US, UK, EU, Canada and Australia across 30+ countries | 350+ cryptocurrencies and 75+ fiat display currencies |
| High-risk friendly | Yes | Yes | Yes | Yes |
| Get started | ||||
| Visit / profile | ||||