Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  GoCardlessNo reviews |  Fluid PayNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | No card payments | No gateway markup |
| In-person rate | N/A | N/A |
| Keyed-in rate | N/A | N/A |
| International | 2% + 20p in the UK, 1.5% + $0.05 in the US, per international collection | N/A |
| ACH / bank | 0.5% + $0.05 capped at $5 | N/A |
| Monthly fee | None | Not published |
| Setup fee | None | One-time activation fee for white-label setup, quoted privately |
| Monthly minimum | None | N/A |
| Chargeback fee | USD 5 per chargeback beyond 15 a month in the US, not published in the UK and EU | N/A |
| Pricing model | Flat rate, Custom quote | Subscription, Custom quote |
| Contract | Month-to-month | Month-to-month |
| Free trial | Yes | No |
| Payout time | Varies | Varies |
| Payment methods | ||
| ACH | Yes | Yes |
| SEPA | Yes | No |
| Visa | No | Yes |
| Mastercard | No | Yes |
| Amex | No | Yes |
| Discover | No | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | Yes |
| Wallets | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Payment links | Yes | Yes |
| WooCommerce | Yes | Yes |
| Invoicing | Yes | Yes |
| Drop-in UI | No | Yes |
| Magento | No | Yes |
| Virtual terminal | No | Yes |
| POS hardware | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Multi-currency | Yes | No |
| Fraud protection | Yes | Yes |
| Reporting dashboard | Yes | Yes |
| Developer-friendly | Yes | Yes |
| Tokenization | No | Yes |
| Company | ||
| Founded | 2011 | 2017 |
| Headquarters | London, United Kingdom | Franklin, TN, United States |
| Company size | 251-1000 staff | 1-50 staff |
| Regions | UK, EU, US, CA, Global | US |
| PCI level | N/A | Level 1 |
| Currencies | 8 collection currencies: GBP, EUR, USD, CAD, AUD, NZD, SEK and DKK, with FX handled through a Wise partnership | Depends on the connected acquirer, with US dollar processing as the primary use case |
| High-risk friendly | No | No |
| Get started | ||
| Visit / profile | ||