Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare | Checkout.comNo reviews | Helcim4.5(4) |
|---|---|---|
| Pricing | ||
| Online card rate | Custom quote | Interchange + 0.50% + $0.25 |
| In-person rate | N/A | Interchange + 0.40% + $0.08 |
| Keyed-in rate | N/A | N/A |
| International | Custom quote, local acquiring in 57 domestic markets reduces cross-border cost | N/A |
| ACH / bank | ACH and SEPA Direct Debit supported, rates quoted per merchant | 0.5% + $0.25 (cap $6) |
| Monthly fee | None | $0 |
| Setup fee | None | N/A |
| Monthly minimum | Not published, negotiated volume commitments are common in practice | N/A |
| Chargeback fee | Scheme and dispute costs passed through at cost on Interchange++ contracts | $15 |
| Pricing model | Interchange-plus, Flat rate, Custom quote | Interchange-plus |
| Contract | N/A | No contract |
| Free trial | No | No |
| Payout time | Varies | Next day |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| Discover | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| PayPal | Yes | No |
| ACH | Yes | Yes |
| SEPA | Yes | No |
| BNPL | Yes | No |
| Wallets | Yes | No |
| Wire | Yes | No |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Drop-in UI | Yes | No |
| Mobile SDK | Yes | No |
| Payment links | Yes | Yes |
| Shopify | Yes | No |
| WooCommerce | Yes | No |
| Magento | Yes | No |
| POS hardware | No | Yes |
| Virtual terminal | No | Yes |
| Invoicing | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Multi-currency | Yes | No |
| Fraud protection | Yes | Yes |
| 3D Secure | Yes | No |
| Tokenization | Yes | No |
| Marketplace split | Yes | No |
| Reporting dashboard | Yes | Yes |
| Developer-friendly | Yes | No |
| Tap to pay | No | Yes |
| No rolling reserve | No | Yes |
| Company | ||
| Founded | 2012 | 2006 |
| Headquarters | London, United Kingdom | Calgary, AB, Canada |
| Company size | 1000+ staff | 51-250 staff |
| Regions | UK, EU, US, Global | US, CA |
| PCI level | Level 1 | Level 1 |
| Currencies | 150+ processing currencies with settlement in 20 currencies | USD, CAD |
| High-risk friendly | Yes | No |
| Get started | ||
| Visit / profile | ||