Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  Authorize.net4.5(4) |  PayU4.5(4) |
|---|---|---|
| Pricing | ||
| Online card rate | 2.9% + $0.30 | 2% – 3% (by market) |
| In-person rate | — | — |
| Keyed-in rate | 2.9% + $0.30 | — |
| International | — | Varies by market |
| ACH / bank | 0.75% (eCheck) | — |
| Monthly fee | $25 | Varies |
| Setup fee | $0 | — |
| Monthly minimum | — | — |
| Chargeback fee | $25 | — |
| Pricing model | Flat rate, Subscription | Custom quote, Flat rate |
| Contract | Month-to-month | Annual |
| Free trial | No | No |
| Payout time | Varies | Varies |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| Discover | Yes | No |
| Apple Pay | Yes | No |
| ACH | Yes | No |
| Wallets | Yes | Yes |
| UPI | No | Yes |
| Netbanking | No | Yes |
| BNPL | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Virtual terminal | Yes | No |
| WooCommerce | Yes | No |
| Invoicing | Yes | No |
| Drop-in UI | No | Yes |
| Mobile SDK | No | Yes |
| Payment links | No | Yes |
| Features | ||
| Recurring billing | Yes | No |
| Fraud protection | Yes | Yes |
| Tokenization | Yes | No |
| Reporting dashboard | Yes | No |
| Multi-currency | No | Yes |
| 3D Secure | No | Yes |
| Chargeback protection | No | Yes |
| Company | ||
| Founded | 1996 | 2002 |
| Headquarters | Foster City, CA, USA | Hoofddorp, Netherlands |
| Company size | 251-1000 staff | 1000+ staff |
| Regions | US, CA, UK, EU | IN, EU, Global |
| PCI level | Level 1 | Level 1 |
| Currencies | Multiple (via merchant account) | Local currencies across 50+ markets |
| High-risk friendly | No | Yes |
| Get started | ||
| Visit / profile | ||