Stripe vs GoCardless
A side-by-side look at Stripe and GoCardless: pricing, payment methods, integrations, features, and company facts. Add up to 4 processors to widen the comparison.
Comparing 2 of 4.
| Compare |  Stripe4.5(4) Sponsored |  GoCardlessNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | 2.9% + $0.30 | No card payments |
| In-person rate | 2.7% + $0.05 | N/A |
| Keyed-in rate | 3.4% + $0.30 | N/A |
| International | +1.5% | 2% + 20p in the UK, 1.5% + $0.05 in the US, per international collection |
| ACH / bank | 0.8% (cap $5) | 0.5% + $0.05 capped at $5 |
| Monthly fee | $0 | None |
| Setup fee | N/A | None |
| Monthly minimum | N/A | None |
| Chargeback fee | $15 | USD 5 per chargeback beyond 15 a month in the US, not published in the UK and EU |
| Pricing model | Flat rate, Custom quote | Flat rate, Custom quote |
| Contract | No contract | Month-to-month |
| Free trial | No | Yes |
| Payout time | 2-day | Varies |
| Payment methods | ||
| Visa | Yes | No |
| Mastercard | Yes | No |
| Amex | Yes | No |
| Discover | Yes | No |
| Apple Pay | Yes | No |
| Google Pay | Yes | No |
| ACH | Yes | Yes |
| SEPA | Yes | Yes |
| BNPL | Yes | No |
| Wallets | Yes | No |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Drop-in UI | Yes | No |
| Shopify | Yes | No |
| WooCommerce | Yes | Yes |
| Mobile SDK | Yes | No |
| Payment links | Yes | Yes |
| Invoicing | Yes | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Multi-currency | Yes | Yes |
| Fraud protection | Yes | Yes |
| 3D Secure | Yes | No |
| Tokenization | Yes | No |
| Marketplace split | Yes | No |
| Reporting dashboard | Yes | Yes |
| Developer-friendly | Yes | Yes |
| Company | ||
| Founded | 2010 | 2011 |
| Headquarters | San Francisco, CA, USA | London, United Kingdom |
| Company size | 1000+ staff | 251-1000 staff |
| Regions | US, CA, EU, UK, Global | UK, EU, US, CA, Global |
| PCI level | Level 1 | N/A |
| Currencies | 135+ currencies | 8 collection currencies: GBP, EUR, USD, CAD, AUD, NZD, SEK and DKK, with FX handled through a Wise partnership |
| High-risk friendly | No | No |
| Get started | ||
| Visit / profile | ||