Stax vs Dharma Merchant Services
A side-by-side look at Stax and Dharma Merchant Services: pricing, payment methods, integrations, features, and company facts. Add up to 4 processors to widen the comparison.
Comparing 2 of 4.
| Compare |  Stax4.5(4) |  Dharma Merchant ServicesNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | Interchange + $0.15 | IC + 0.20% + $0.11 |
| In-person rate | Interchange + $0.08 | Interchange plus 0.15% + $0.08 per authorization on Visa, Mastercard and Discover, and 0.25% + $0.08 on American Express |
| Keyed-in rate | N/A | Interchange plus 0.20% + $0.11, the same as ecommerce |
| International | N/A | N/A |
| ACH / bank | 1% (cap $10) | N/A |
| Monthly fee | $99 | $20, $15 nonprofit |
| Setup fee | N/A | $0 |
| Monthly minimum | None | None |
| Chargeback fee | $25 | $25 per instance |
| Pricing model | Subscription, Interchange-plus | Interchange-plus |
| Contract | Month-to-month | Month-to-month |
| Free trial | No | No |
| Payout time | Next day | Varies |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| Discover | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | Yes | No |
| ACH | Yes | No |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | No |
| POS hardware | Yes | Yes |
| Virtual terminal | Yes | Yes |
| Invoicing | Yes | Yes |
| Payment links | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Reporting dashboard | Yes | Yes |
| Tap to pay | Yes | No |
| Fraud protection | Yes | No |
| Company | ||
| Founded | 2014 | 2007 |
| Headquarters | Orlando, FL, USA | Montclair, NJ, United States |
| Company size | 251-1000 staff | 1-50 staff |
| Regions | US | US |
| PCI level | Level 1 | N/A |
| Currencies | USD | USD only. Dharma signs US-based merchants and does not offer international or multi-currency accounts |
| High-risk friendly | No | No |
| Get started | ||
| Visit / profile | ||