Compare processors

Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.

Comparing 2 of 4.

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Soar Payments logo
Soar PaymentsNo reviews
NOWPayments logo
NOWPaymentsNo reviews
Pricing
Online card rateCustom quote0.5% service fee
In-person rateN/AN/A
Keyed-in rateN/AN/A
InternationalN/A0.5% worldwide, crypto settlement has no cross-border surcharge
ACH / bankCustom quote. ACH and eCheck are offered and marketed as cheaper than cardsN/A
Monthly feeCustom quote$0
Setup fee$0, and no application fee$0
Monthly minimumPossible, set per accountNone
Chargeback feeN/ANone, on-chain payments are irreversible and cannot be charged back
Pricing modelCustom quote, Interchange-plus, TieredFlat rate
ContractLong-termNo contract
Free trialNoNo
Payout timeVariesInstant
Payment methods
VisaYesNo
MastercardYesNo
AmexYesNo
DiscoverYesNo
ACHYesNo
CryptoNoYes
Integrations
APIYesYes
Virtual terminalYesNo
ShopifyYesYes
WooCommerceYesYes
MagentoYesYes
BigCommerceYesNo
Hosted checkoutNoYes
Drop-in UINoYes
Payment linksNoYes
InvoicingNoYes
Features
Recurring billingYesYes
Fraud protectionYesNo
TokenizationYesNo
Reporting dashboardYesYes
Multi-currencyNoYes
No rolling reserveNoYes
Developer-friendlyNoYes
Company
Founded20152019
HeadquartersThe Woodlands, TX, United StatesTallinn, Estonia
Company size1-50 staff1-50 staff
RegionsUSGlobal
PCI levelN/AN/A
CurrenciesUSD only. Soar accepts US-registered businesses whose owners hold a valid US Social Security number350+ cryptocurrencies and 75+ fiat display currencies
High-risk friendlyYesYes
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