Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  RecurlyNo reviews |  PaddleNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | Set by your gateway, not by Recurly | 5% + $0.50 |
| In-person rate | N/A | N/A |
| Keyed-in rate | N/A | N/A |
| International | N/A | Included, same all-in rate worldwide |
| ACH / bank | Set by your gateway. ACH runs on Adyen, GoCardless, Stripe, Worldpay or Check Commerce | N/A |
| Monthly fee | $249 on Starter, plus 0.9% of billings above $40,000 | None |
| Setup fee | None, per Recurly's FAQ | None |
| Monthly minimum | None on Starter. All-Access requires $1M in billing volume | None |
| Chargeback fee | Charged by your gateway or acquirer, not by Recurly | USD 15 per card chargeback, USD 20 on PayPal, returned if the dispute is won |
| Pricing model | Subscription, Custom quote | Flat rate, Custom quote |
| Contract | Month-to-month | No contract |
| Free trial | Yes | Yes |
| Payout time | Varies | Varies |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| PayPal | Yes | Yes |
| ACH | Yes | Yes |
| SEPA | Yes | Yes |
| BNPL | Yes | No |
| UPI | Yes | Yes |
| Wallets | Yes | Yes |
| Discover | No | Yes |
| Wire | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Drop-in UI | Yes | Yes |
| Invoicing | Yes | Yes |
| Shopify | Yes | No |
| Payment links | No | Yes |
| Features | ||
| Recurring billing | Yes | Yes |
| Multi-currency | Yes | Yes |
| 3D Secure | Yes | Yes |
| Tokenization | Yes | Yes |
| Reporting dashboard | Yes | Yes |
| Developer-friendly | Yes | Yes |
| Fraud protection | No | Yes |
| Chargeback protection | No | Yes |
| 24/7 support | No | Yes |
| Company | ||
| Founded | 2009 | 2012 |
| Headquarters | Austin, TX, United States | London, United Kingdom |
| Company size | 251-1000 staff | 251-1000 staff |
| Regions | US, UK, EU, Global | Global |
| PCI level | Level 1 | Level 1 |
| Currencies | Cards in 140+ currencies, with the methods and currencies you can actually use set by the gateway you connect | 33 pricing currencies with payouts in USD, EUR, GBP, AUD and CAD |
| High-risk friendly | No | No |
| Get started | ||
| Visit / profile | ||