Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  PayU4.5(4) |  Square4.5(4) |
|---|---|---|
| Pricing | ||
| Online card rate | 2% – 3% (by market) | 2.9% + $0.30 |
| In-person rate | — | 2.6% + $0.15 |
| Keyed-in rate | — | 3.5% + $0.15 |
| International | Varies by market | — |
| ACH / bank | — | 1% ($1 min) |
| Monthly fee | Varies | $0 |
| Setup fee | — | — |
| Monthly minimum | — | — |
| Chargeback fee | — | $0 |
| Pricing model | Custom quote, Flat rate | Flat rate |
| Contract | Annual | No contract |
| Free trial | No | Yes |
| Payout time | Varies | Next day |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| UPI | Yes | No |
| Netbanking | Yes | No |
| Wallets | Yes | Yes |
| BNPL | Yes | No |
| Discover | No | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | Yes |
| Integrations | ||
| API | Yes | No |
| Hosted checkout | Yes | Yes |
| Drop-in UI | Yes | No |
| Mobile SDK | Yes | No |
| Payment links | Yes | Yes |
| POS hardware | No | Yes |
| WooCommerce | No | Yes |
| Wix | No | Yes |
| Invoicing | No | Yes |
| Virtual terminal | No | Yes |
| Features | ||
| Multi-currency | Yes | No |
| Fraud protection | Yes | Yes |
| 3D Secure | Yes | No |
| Chargeback protection | Yes | No |
| Tap to pay | No | Yes |
| Reporting dashboard | No | Yes |
| Recurring billing | No | Yes |
| Company | ||
| Founded | 2002 | 2009 |
| Headquarters | Hoofddorp, Netherlands | Oakland, CA, USA |
| Company size | 1000+ staff | 1000+ staff |
| Regions | IN, EU, Global | US, CA, UK, EU |
| PCI level | Level 1 | Level 1 |
| Currencies | Local currencies across 50+ markets | Multiple (by region) |
| High-risk friendly | Yes | No |
| Get started | ||
| Visit / profile | ||