Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  PayPal4.5(4) |  PaddleNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | 2.99% + $0.49 | 5% + $0.50 |
| In-person rate | 2.29% + $0.09 | N/A |
| Keyed-in rate | 3.49% + $0.09 | N/A |
| International | +1.5% | Included, same all-in rate worldwide |
| ACH / bank | 0.8% (cap $5) | N/A |
| Monthly fee | $0 | None |
| Setup fee | N/A | None |
| Monthly minimum | N/A | None |
| Chargeback fee | $20 | USD 15 per card chargeback, USD 20 on PayPal, returned if the dispute is won |
| Pricing model | Flat rate | Flat rate, Custom quote |
| Contract | No contract | No contract |
| Free trial | No | Yes |
| Payout time | Instant | Varies |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| Discover | Yes | Yes |
| PayPal | Yes | Yes |
| BNPL | Yes | No |
| Wallets | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | Yes |
| ACH | No | Yes |
| SEPA | No | Yes |
| UPI | No | Yes |
| Wire | No | Yes |
| Integrations | ||
| Hosted checkout | Yes | Yes |
| Shopify | Yes | No |
| WooCommerce | Yes | No |
| BigCommerce | Yes | No |
| Payment links | Yes | Yes |
| Invoicing | Yes | Yes |
| API | No | Yes |
| Drop-in UI | No | Yes |
| Features | ||
| Fraud protection | Yes | Yes |
| Chargeback protection | Yes | Yes |
| Reporting dashboard | Yes | Yes |
| Recurring billing | Yes | Yes |
| Multi-currency | No | Yes |
| 3D Secure | No | Yes |
| Tokenization | No | Yes |
| Developer-friendly | No | Yes |
| 24/7 support | No | Yes |
| Company | ||
| Founded | 1998 | 2012 |
| Headquarters | San Jose, CA, USA | London, United Kingdom |
| Company size | 1000+ staff | 251-1000 staff |
| Regions | US, CA, EU, UK, Global | Global |
| PCI level | Level 1 | Level 1 |
| Currencies | 100+ currencies | 33 pricing currencies with payouts in USD, EUR, GBP, AUD and CAD |
| High-risk friendly | No | No |
| Get started | ||
| Visit / profile | ||