Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  PaymentCloudNo reviews |  NOWPaymentsNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | Custom quote | 0.5% service fee |
| In-person rate | Custom quote. Reviewers report about 2% + $0.25 for low-risk accounts | N/A |
| Keyed-in rate | N/A | N/A |
| International | N/A | 0.5% worldwide, crypto settlement has no cross-border surcharge |
| ACH / bank | Custom quote | N/A |
| Monthly fee | $5 to $25 reported | $0 |
| Setup fee | $0 | $0 |
| Monthly minimum | N/A | None |
| Chargeback fee | N/A | None, on-chain payments are irreversible and cannot be charged back |
| Pricing model | Custom quote, Flat rate, Tiered, Interchange-plus | Flat rate |
| Contract | Long-term | No contract |
| Free trial | No | No |
| Payout time | 2-day | Instant |
| Payment methods | ||
| Visa | Yes | No |
| Mastercard | Yes | No |
| Amex | Yes | No |
| Discover | Yes | No |
| Apple Pay | Yes | No |
| Google Pay | Yes | No |
| ACH | Yes | No |
| Crypto | Yes | Yes |
| Wallets | Yes | No |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Virtual terminal | Yes | No |
| POS hardware | Yes | No |
| Shopify | Yes | Yes |
| WooCommerce | Yes | Yes |
| Magento | Yes | Yes |
| BigCommerce | Yes | No |
| Drop-in UI | No | Yes |
| Payment links | No | Yes |
| Invoicing | No | Yes |
| Features | ||
| Fraud protection | Yes | No |
| Chargeback protection | Yes | No |
| Recurring billing | Yes | Yes |
| Reporting dashboard | Yes | Yes |
| Tokenization | Yes | No |
| Tap to pay | Yes | No |
| Multi-currency | No | Yes |
| No rolling reserve | No | Yes |
| Developer-friendly | No | Yes |
| Company | ||
| Founded | 2015 | 2019 |
| Headquarters | Encino, CA, United States | Tallinn, Estonia |
| Company size | 51-250 staff | 1-50 staff |
| Regions | US, CA, EU | Global |
| PCI level | Level 1 | N/A |
| Currencies | Mainly USD, with accounts available to US, Canadian and European merchants | 350+ cryptocurrencies and 75+ fiat display currencies |
| High-risk friendly | Yes | Yes |
| Get started | ||
| Visit / profile | ||