Compare processors
Put up to 4 payment processors side by side and weigh pricing, capabilities, and company facts at a glance.
Comparing 2 of 4.
| Compare |  PaymentCloudNo reviews |  Checkout.comNo reviews |
|---|---|---|
| Pricing | ||
| Online card rate | Custom quote | Custom quote |
| In-person rate | Custom quote. Reviewers report about 2% + $0.25 for low-risk accounts | N/A |
| Keyed-in rate | N/A | N/A |
| International | N/A | Custom quote, local acquiring in 57 domestic markets reduces cross-border cost |
| ACH / bank | Custom quote | ACH and SEPA Direct Debit supported, rates quoted per merchant |
| Monthly fee | $5 to $25 reported | None |
| Setup fee | $0 | None |
| Monthly minimum | N/A | Not published, negotiated volume commitments are common in practice |
| Chargeback fee | N/A | Scheme and dispute costs passed through at cost on Interchange++ contracts |
| Pricing model | Custom quote, Flat rate, Tiered, Interchange-plus | Interchange-plus, Flat rate, Custom quote |
| Contract | Long-term | N/A |
| Free trial | No | No |
| Payout time | 2-day | Varies |
| Payment methods | ||
| Visa | Yes | Yes |
| Mastercard | Yes | Yes |
| Amex | Yes | Yes |
| Discover | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| ACH | Yes | Yes |
| Crypto | Yes | No |
| Wallets | Yes | Yes |
| PayPal | No | Yes |
| SEPA | No | Yes |
| BNPL | No | Yes |
| Wire | No | Yes |
| Integrations | ||
| API | Yes | Yes |
| Hosted checkout | Yes | Yes |
| Virtual terminal | Yes | No |
| POS hardware | Yes | No |
| Shopify | Yes | Yes |
| WooCommerce | Yes | Yes |
| Magento | Yes | Yes |
| BigCommerce | Yes | No |
| Drop-in UI | No | Yes |
| Mobile SDK | No | Yes |
| Payment links | No | Yes |
| Features | ||
| Fraud protection | Yes | Yes |
| Chargeback protection | Yes | No |
| Recurring billing | Yes | Yes |
| Reporting dashboard | Yes | Yes |
| Tokenization | Yes | Yes |
| Tap to pay | Yes | No |
| Multi-currency | No | Yes |
| 3D Secure | No | Yes |
| Marketplace split | No | Yes |
| Developer-friendly | No | Yes |
| Company | ||
| Founded | 2015 | 2012 |
| Headquarters | Encino, CA, United States | London, United Kingdom |
| Company size | 51-250 staff | 1000+ staff |
| Regions | US, CA, EU | UK, EU, US, Global |
| PCI level | Level 1 | Level 1 |
| Currencies | Mainly USD, with accounts available to US, Canadian and European merchants | 150+ processing currencies with settlement in 20 currencies |
| High-risk friendly | Yes | Yes |
| Get started | ||
| Visit / profile | ||